SYSTEM AND METHOD FOR INTRADAY LIQUIDITY ANALYTICS

• US 20150142622A1
• Filed: 11/19/2013
• Published: 05/21/2015
• Est. Priority Date: 11/19/2013
• Status: Active Grant

• Current Assignee: The Bank of New York Mellon (Bank of New York Mellon Corporation)
• Original Assignee: The Bank of New York Mellon (Bank of New York Mellon Corporation)
• Inventors: ROBERTSON, Colin George
• Granted Patent: US 10,229,463 B2
• Time in Patent Office: Days
• US Class Current: 705/30
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

A system for analyzing liquidity data for a client of a financial services provider includes processor(s), at the financial services provider, configured to execute computer program module(s). The modules are configured to receive a request from the client to generate a liquidity analysis based on client account(s), and, upon receiving the request, execute on the processors of the system, module(s) configured to aggregate liquidity data from a plurality of financial subsystems of the financial services provider as aggregated liquidity data. The aggregated data includes cash flows in transactions associated with the client accounts in one or more of the financial subsystems. The modules are further configured to execute on the processors, module(s) configured to generate a graphical depiction of at least a portion of the aggregated liquidity data over a time interval, based on the request, and transmit, for displaying on an electronic display at the client, the graphical depiction.

Claims

1. A system for analyzing liquidity data for a client of a financial services provider, the system comprising one or more processors, at the financial services provider, the one or more processors configured to execute one or more computer program modules, the program modules being configured to:

receive a request from the client to generate a liquidity analysis based on one or more client accounts;

upon receiving the request, execute on the one or more processors of the computer system, one or more computer modules configured to aggregate liquidity data from a plurality of financial subsystems of the financial services provider as aggregated liquidity data, the aggregated liquidity data including cash flows in transactions associated with the client accounts in one or more of the plurality of financial subsystems;

execute on the one or more processors, one or more computer program modules configured to generate a graphical depiction of at least a portion of the aggregated liquidity data over a time interval, based on the request; and

transmit, for displaying on an electronic display at the client, the graphical depiction.

2. The system of claim 1, wherein the program modules are configured to execute the one or more computer modules configured to aggregate the liquidity data from the plurality of financial subsystems of the financial services provider on the one or more processors of the computer system contemporaneously upon receiving the request.

3. The system of claim 1, wherein the time interval is received from the client with the request.

4. The system of claim 1, wherein the client accounts are identified in the request.

6. The system of claim 1, wherein the input for the request comprises a graphical user interface transmitted from the one or more processors at the financial services provider to the electronic display at the client.

7. The system of claim 1, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying balances associated with each of the accounts over the time interval.

8. The system of claim 1, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying balances of a given account for each date of a selected date range received in the request, over the time interval.

9. The system of claim 1, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying for each of a plurality of data points over the time interval, a maximum balance value and a minimum balance value.

10. The system of claim 1, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying for each of a plurality of data points over the time interval, credit balance value and debit balance value.

5. The system of claim 5, wherein the transmitted graphical depiction is configured to be displayed adjacent to an input for the request.

11. A computer implemented method for analyzing liquidity data for a client of a financial services provider, wherein the method is implemented in a computer system comprising one or more processors configured to execute one or more computer program modules, the method comprising:

receiving, via the one or more processors, a request from the client to generate a liquidity analysis based on one or more client accounts;

upon receiving the request, executing on the one or more processors of the computer system, one or more computer modules configured to aggregate liquidity data from a plurality of financial subsystems of the financial services provider as aggregated liquidity data, the aggregated liquidity data including cash flows in transactions associated with the client accounts in one or more of the plurality of financial subsystems;

executing on the one or more processors, one or more computer program modules configured to generate a graphical depiction of at least a portion of the aggregated liquidity data over a time interval, based on the request; and

transmitting, for displaying on an electronic display at the client, the graphical depiction.

12. The method of claim 11, wherein the one or more computer modules configured to aggregate the liquidity data from the plurality of financial subsystems of the financial services provider are executed on the one or more processors of the computer system contemporaneously upon receiving the request.

13. The method of claim 11, wherein the time interval is received from the client with the request.

14. The method of claim 11, wherein the client accounts are identified in the request.

15. The method of claim 11, wherein the transmitted graphical depiction is configured to be displayed adjacent to an input for the request.

16. The method of claim 15, wherein the input for the request comprises a graphical user interface transmitted from the one or more processors at the financial services provider to the electronic display at the client.

17. The method of claim 11, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying balances associated with each of the accounts over the time interval.

18. The method of claim 11, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying balances of a given account for each date of a selected date range received in the request, over the time interval.

19. The method of claim 11, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying for each of a plurality of data points over the time interval, a maximum balance value and a minimum balance value.

20. The method of claim 11, wherein generating the graphical depiction of at least a portion of the aggregated liquidity data comprises displaying for each of a plurality of data points over the time interval, credit balance value and debit balance value.