METHOD, APPARATUS AND SYSTEM FOR MOBILE PAYMENT
First Claim
1. A mobile payment method for a mobile terminal, comprising:
- obtaining, by the mobile terminal, a user identifier stored in a portable terminal which establishes a communication connection with the mobile terminal;
sending, by the mobile terminal, the user identifier to a payment platform server;
receiving, by the mobile terminal, prompt information sent from the payment platform server, wherein the prompt information is used to prompt the mobile terminal to report payment information after the payment platform server authenticates successfully the user identifier sent from the mobile terminal;
receiving, by the mobile terminal, the payment information inputted by a user in response to the prompt information; and
sending, by the mobile terminal, the payment information to the payment platform server to cause the payment platform server to perform a payment operation based on the payment information, wherein the payment information includes a payment account, a payment amount and a beneficiary account.
1 Assignment
0 Petitions
Accused Products
Abstract
A mobile payment method is provided. The method includes a mobile terminal obtaining a user identifier stored in a portable terminal which establishes a communication connection with the mobile terminal and sending the user identifier to a payment platform server. The method also includes the mobile terminal receiving prompt information sent from the payment platform server, where the prompt information is used to prompt the mobile terminal to report payment information after the payment platform server authenticates successfully the user identifier sent from the mobile terminal. Further, the method includes the mobile terminal receiving the payment information inputted by a user in response to the prompt information and sending the payment information to the payment platform server to cause the payment platform server to perform a payment operation based on the payment information, where the payment information includes a payment account, a payment amount and a beneficiary account.
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Citations
18 Claims
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1. A mobile payment method for a mobile terminal, comprising:
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obtaining, by the mobile terminal, a user identifier stored in a portable terminal which establishes a communication connection with the mobile terminal; sending, by the mobile terminal, the user identifier to a payment platform server; receiving, by the mobile terminal, prompt information sent from the payment platform server, wherein the prompt information is used to prompt the mobile terminal to report payment information after the payment platform server authenticates successfully the user identifier sent from the mobile terminal; receiving, by the mobile terminal, the payment information inputted by a user in response to the prompt information; and sending, by the mobile terminal, the payment information to the payment platform server to cause the payment platform server to perform a payment operation based on the payment information, wherein the payment information includes a payment account, a payment amount and a beneficiary account. - View Dependent Claims (2, 3, 4, 5, 6)
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7. A mobile terminal, comprising:
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an obtaining unit configured to obtain a user identifier stored in a portable terminal which establishes a communication connection with the mobile terminal; and a receiving and sending unit configured to; send the user identifier to a payment platform server; receive prompt information sent from the payment platform server, wherein the prompt information is used to prompt the mobile terminal to report payment information, and the prompt information is information sent from the payment platform server to the mobile terminal when the user identifier is authenticated successfully by the payment platform server; receive the payment information inputted by a user in response to the prompt information; and send the payment information to the payment platform server to cause the payment platform server to perform a payment operation based on the payment information, wherein the payment information includes a payment account, a payment amount, and a beneficiary account. - View Dependent Claims (8, 9, 10, 11, 12)
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13. A mobile payment system, comprising:
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a portable terminal configured to store a user identifier; a mobile terminal configured to; obtain the user identifier stored in the portable terminal; send the user identifier to a payment platform server; receive payment information inputted by a user in response to prompt information; and send the payment information to the payment platform server, wherein the payment information includes a payment account, a payment amount and a beneficiary account; and the payment platform server configured to; receive the user identifier sent from the mobile terminal; authenticate the user identifier, wherein; when an authentication is successful, the payment platform server sends the prompt information to the mobile terminal, and the prompt information is used to prompt the mobile terminal to report the payment information; receive the payment information sent from the mobile terminal; and perform a payment operation based on the payment information. - View Dependent Claims (14, 15, 16, 17, 18)
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Specification