METHODS AND SYSTEMS FOR TOKEN REQUEST MANAGEMENT
First Claim
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1. A method comprising:
- receiving, at a server computer, a set of parameters from a client computer operated by an account issuer;
generating, by the server computer, a payment token request rule based on the set of parameters;
storing, by the server computer, the payment token request rule;
receiving, by the server computer, a payment token request message;
applying, by the server computer, the payment token request rule to the payment token request message; and
issuing, by the server computer, a payment token when the payment token request rule is satisfied.
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Abstract
Embodiments of the present invention are directed to methods and systems for providing a payment token issuance system using account issuer-defined payment token request rules generated and stored by a token issuer computer. The token issuer computer allows an account issuer to define payment token request rules, and the token issuer computer can automatically apply the payment token request rules to a payment token request without requiring additional decisioning by the account issuer.
263 Citations
20 Claims
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1. A method comprising:
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receiving, at a server computer, a set of parameters from a client computer operated by an account issuer; generating, by the server computer, a payment token request rule based on the set of parameters; storing, by the server computer, the payment token request rule; receiving, by the server computer, a payment token request message; applying, by the server computer, the payment token request rule to the payment token request message; and issuing, by the server computer, a payment token when the payment token request rule is satisfied. - View Dependent Claims (2, 3, 4, 5)
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6. A computer comprising:
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a processor; and a tangible non-transitory computer readable medium coupled to the processor, the tangible non-transitory computer readable medium comprising code, executable by the processor for implementing a method comprising; receiving a set of parameters from a client computer operated by an account issuer; generating a payment token request rule based on the set of parameters; storing the payment token request rule; receiving a payment token request message; applying the payment token request rule to the payment token request message; and issuing a payment token when the payment token request rule is satisfied. - View Dependent Claims (7, 8, 9, 10)
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11. A method comprising:
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receiving, by a server computer, from a token issuer computer a user interface for providing a set of parameters to generate a payment token request rule; generating, by the server computer, the set of parameters; and sending, by the server computer, the set of parameters to the token issuer computer. - View Dependent Claims (12, 13, 14, 15)
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16. A computer comprising:
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a processor; and a tangible non-transitory computer readable medium coupled to the processor, the tangible non-transitory computer readable medium comprising code, executable by the processor for implementing a method comprising; receiving from a token issuer computer a user interface for providing a set of parameters to generate a payment token request rule; generating the set of parameters; and sending the set of parameters to the token issuer computer. - View Dependent Claims (17, 18, 19, 20)
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Specification