System And Method For Accelerated Client Bank Account Opening
First Claim
1. A method for accelerated client bank account opening, comprising:
- receiving, at an electronic interface for a financial institution and directly from an employee of a client, identification information for the employee;
receiving, at the electronic interface for the financial institution, a request entered by the employee to open a new account for the client;
at least one computer processor for the financial institution verifying that the employee is authorized by the client to open the new account;
receiving, at the electronic interface for the financial institution, client information entered by the employee;
the at least one computer processor for the financial institution verifying the received client information against data in at least one database;
the at least one computer processor for the financial institution determining if any documents are required from the client to open the new account;
receiving, at the electronic interface for the financial institution, a selection of an account type to open for the client entered by the employee; and
the at least one computer processor for the financial institution opening the selected account type for the client.
1 Assignment
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Accused Products
Abstract
A system and method for accelerated client bank account opening is disclosed. In one embodiment, the method includes (1) using a computer network: (a) receiving identification information for a representative for a client; (b) receiving a request from the representative to open a new account for the client; and (2) using a computer processor: (a) verifying the representative'"'"'s authority to open the new account; (b) determining if any documents are required from the client to open the new account; (c) receiving a selection of an account type to open for the client from the representative; and (d) opening the selected account type for the client. A method for accelerated bank account opening for a new client is disclosed. According to one embodiment, the method may include (1) using a computer network: (a) receiving a request from a representative to open an account for the a client; (b) receiving identification information for the representative; and (c) receiving information about the new client from the representative; and (2) using a computer processor: (a) opening a temporary account for the new client; (b) verifying the representative'"'"'s authority to open the new account; (c) establishing an identity for the representative; (d) verifying the information about the new client; (e) providing documents to the representative for completion; (f) receiving completed documents from the representative; (g) receiving a selection of an account type to open for the client from the representative; and (h) opening the selected account type for the new client.
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Citations
24 Claims
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1. A method for accelerated client bank account opening, comprising:
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receiving, at an electronic interface for a financial institution and directly from an employee of a client, identification information for the employee; receiving, at the electronic interface for the financial institution, a request entered by the employee to open a new account for the client; at least one computer processor for the financial institution verifying that the employee is authorized by the client to open the new account; receiving, at the electronic interface for the financial institution, client information entered by the employee; the at least one computer processor for the financial institution verifying the received client information against data in at least one database; the at least one computer processor for the financial institution determining if any documents are required from the client to open the new account; receiving, at the electronic interface for the financial institution, a selection of an account type to open for the client entered by the employee; and the at least one computer processor for the financial institution opening the selected account type for the client. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 21, 22, 23, 24)
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2. (canceled)
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10. A method for accelerated bank account opening for a new client, comprising:
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receiving, at an electronic interface for a financial institution and directly from an employee of a new client, a request to open an account for a new client; receiving, at the electronic interface for the financial institution, identification information for the employee; receiving, at the electronic interface for the financial institution, information about the new client from the employee; at least one computer processor for the financial institution opening a temporary account for the new client; the at least one computer processor for the financial institution verifying that the employee is authorized by the new client to open the new account; the at least one computer processor for the financial institution establishing an identity for the employee; the at least one computer processor for the financial institution verifying the received information about the new client against data in at least one database; the at least one computer processor for the financial institution providing documents to the employee for completion; the at least one computer processor for the financial institution receiving completed documents from the employee; receiving, at the electronic interface for the financial institution, a selection of an account type to open for the client from the employee; and the at least one computer processor for the financial institution opening the selected account type for the new client. - View Dependent Claims (12, 13, 14, 15, 16)
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11. (canceled)
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17. A system for accelerated client bank account opening, comprising:
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at least one computer processor for the financial institution; a memory; an electronic interface for a financial institution; and an executable computer program that is tangibly embodied on a computer readable medium, which performs the following; receive, at the electronic interface for the financial institution and directly from an employee of a client, identification information for the employee; receive, at the electronic interface for the financial institution, a request entered by the employee to open a new account for the client; verify that the employee is authorized by the client to open the new account; receiving, at the electronic interface for the financial institution, client information entered by the employee; verifying the received client information against data in at least one database; determine if any documents are required from the client to open the new account; receive, at the electronic interface for the financial institution, a selection of an account type to open for the client entered by the employee; and open the selected account type for the client. - View Dependent Claims (19, 20)
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18. (canceled)
Specification