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TRANSACTIONS USING TEMPORARY CREDENTIAL DATA

  • US 20150161597A1
  • Filed: 12/09/2014
  • Published: 06/11/2015
  • Est. Priority Date: 12/09/2013
  • Status: Abandoned Application
First Claim
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1. A method comprising:

  • receiving, by a server computer and from a communication device, a credential request message requesting a temporary credential associated with a payment account;

    determining, by the server computer, using a routing table and data associated with the payment account, a third-party computer associated with the payment account;

    transmitting, by the server computer, the credential request message to the third-party computer;

    receiving, by the server computer, the temporary credential from the third-party computer;

    determining, by the server computer, the communication device associated with the requested temporary credential; and

    transmitting, by the server computer, the temporary credential to the communication device.

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