GENERATING CUSTOMER PROFILES USING TEMPORAL BEHAVIOR MAPS
First Claim
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1. A method comprising:
- receiving, by one or more back-end server computers, transaction data of one or more transactions performed by a customer, each computer comprising memory and at least one data processor;
generating, by the one or more back-end server computers and based on the transaction data, a plurality of temporal behavior maps characterizing purchase behavior of the customer; and
generating, by the one or more back-end server computers, a customer profile of the customer based on the plurality of temporal behavior maps, the customer profile being used by a decision engine to generate a decision for the customer, the decision engine comprising at least one data processor connected to the one or more back-end computers.
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Abstract
A customer profile is generated for a customer performing one or more transactions using temporal behavior maps in order to determine a score that can be used by an entity to determine offers for the customer. The temporal behavior maps can characterize a purchase behavior of the customer. Related apparatus, systems, techniques and articles are also described.
40 Citations
27 Claims
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1. A method comprising:
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receiving, by one or more back-end server computers, transaction data of one or more transactions performed by a customer, each computer comprising memory and at least one data processor; generating, by the one or more back-end server computers and based on the transaction data, a plurality of temporal behavior maps characterizing purchase behavior of the customer; and generating, by the one or more back-end server computers, a customer profile of the customer based on the plurality of temporal behavior maps, the customer profile being used by a decision engine to generate a decision for the customer, the decision engine comprising at least one data processor connected to the one or more back-end computers. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19, 20, 21, 22)
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23. A non-transitory computer program product storing instructions that, when executed by at least one programmable processor forming a part of at least one computing device, cause the at least one programmable processor to perform operations comprising:
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receiving a customer profile of a customer characterizing one or more behavioral characteristics of the customer, the customer profile being based on one or more temporal behavior maps characterizing a purchase behavior of the customer over discrete periods of time, the one or more temporal behavior maps being based on one or more transactions performed by the customer; and generating, based on the customer profile, a decision for the customer for use by an entity to make one or more offers to the customer. - View Dependent Claims (24, 25)
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26. A system comprising:
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a client computing system comprising at least one hardware data processor and a storage memory device, the client computing system being used by a customer to perform one or more transactions; and one or more back-end server computers connected to the client computing system via a communication network, the one or more back-end server computers receiving transaction data of the one or more transactions performed on the client computing system, the one or more back-end server computers generating a plurality of temporal behavior maps based on the transaction data, the temporal behavior maps characterizing a purchase behavior of the customer, the one or more back-end server computers generating a customer profile of the customer based on the plurality of temporal behavior maps, the customer profile being used by a decision engine to generate a decision for the customer, the decision engine comprising at least one data processor connected to the one or more back-end computers. - View Dependent Claims (27)
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Specification