SYSTEMS AND METHODS FOR PROVIDING MULTI-CURRENCY PLATFORMS COMPRISING MEANS FOR EXCHANGING AND INTERCONVERTING TANGIBLE AND VIRTUAL CURRENCIES IN VARIOUS TRANSACTIONS, BANKING OPERATIONS, AND WEALTH MANAGEMENT SCENARIOS

• US 20150170112A1
• Filed: 10/04/2014
• Published: 06/18/2015
• Est. Priority Date: 10/04/2013
• Status: Abandoned Application

• Current Assignee: Erly Dalvo Decastro
• Original Assignee: Erly Dalvo Decastro
• Inventors: DeCastro, Erly Dalvo
• Application Number:
  US14/506,651
• Publication Number:
  US 20150170112A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/06 Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G06Q 20/381 Currency conversion
• CPC Class Codes: G07F 7/0833 Card having specific functional components

Abstract

The present invention relates to systems, devices, and methods for conducting financial transactions, digital asset exchanges, and multi-currency interoperability on a private network of member subscribers in communication with other commercial banking and finance networks and services, where the system includes a specially adapted currency storage and conversion card apparatus, the card further comprising means for executing said transactions and exchanges using one or two or more currencies, where at least one of said currencies in preferred embodiments is a virtual digital currency hosted on said private network and combining features of both decentralized and centrally-regulated cryptocurrency systems; as well as a host of hardware and software means for integrating all of the above advantageously in various contingencies and circumstances.

Claims

1. A portable multiple-currency apparatus comprising at least one input means for receiving input data;

at least one processor means for processing data and for generating output data;

at least one memory means for storing a plurality of instructions and for storing data; and

at least one display means for generating graphical displays of data;

wherein said plurality of instructions when executed by said at least one processor cause the at least one processor to operate with the display device and the at least one input device to;

(a) receive a command to execute a transaction for an amount of a first currency

(b) perform generate an output for executing the transaction

(c) display the generated outcome

(d) provide an award of the first currency according to the generated outcome

(e) determine a second currency

(f) provide an amount of the second currency.