METHOD OF PROVIDING PAYMENT SERVICES AND MESSENGER SERVER USING THE METHOD
First Claim
1. A method in a user terminal device, the method comprising:
- receiving a signal requesting a payment for goods selected by the user from a seller server;
determining, in response to the signal requesting the payment, payment information of the user, registered before the payment, to be sharable by the seller server when a seller using the seller server is present in a group consisting of opponents designated by the user through a messenger application among opponents of the user, registered in a messenger server;
transmitting a signal requesting the payment for the goods to a payment server using the payment information when the payment information is sharable; and
receiving a signal notifying that the payment of the goods is completed, from the payment server.
1 Assignment
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Accused Products
Abstract
A method of providing payment services and a messenger server providing the payment services using the method are provided. Also, provided are a messenger application providing payment services and a method of providing the payment services using the messenger application. According to embodiments, when a messenger server receives a request for a payment of goods selected by a user from a seller server, it is determined whether payment information of a user previously registered before the payment is sharable by the seller server. When the payment information is sharable, a signal requesting the payment of the goods is transmitted to a payment server using the payment information of the user, thereby allowing the payment of the goods selected by the user.
36 Citations
20 Claims
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1. A method in a user terminal device, the method comprising:
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receiving a signal requesting a payment for goods selected by the user from a seller server; determining, in response to the signal requesting the payment, payment information of the user, registered before the payment, to be sharable by the seller server when a seller using the seller server is present in a group consisting of opponents designated by the user through a messenger application among opponents of the user, registered in a messenger server; transmitting a signal requesting the payment for the goods to a payment server using the payment information when the payment information is sharable; and receiving a signal notifying that the payment of the goods is completed, from the payment server. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A method in a user terminal device, the method comprising:
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transmitting payment information of a user to a messenger server before a payment; displaying one or more sellers allowed to share the payment information with the messenger server through a messenger application installed in the user terminal; receiving a selection of at least one seller to share the payment information from the one or more sellers; and displaying a visual feedback notifying that the selected seller is allowed to share the payment information. - View Dependent Claims (9)
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10. A method in a user terminal device, the method comprising:
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displaying an interface for purchasing goods; displaying a message for confirming the purchase of the goods on a messenger screen provided by a messenger application, in response to a request of a user for purchasing the goods through the interface; and displaying a visual feedback notifying that a payment of the goods is completed, when an agreement about the goods is confirmed as a response with respect to the displayed message.
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11. A messenger server comprising:
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a processor configured to, in response to a signal requesting a payment of goods selected by the user from a seller server, when a seller using the seller server is present in a group consisting of opponents designated by the user through a messenger application from opponents of the user registered in the messenger server, determine payment information of the user to be sharable by the seller server; and a communication unit configured to, when the payment information is sharable, transmit a signal requesting the payment of the goods to a payment server allowed to pay for the goods through the payment information and receive a signal notifying that the payment of the goods is completed, from the payment server. - View Dependent Claims (12, 13, 14, 15, 16)
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17. A user terminal device comprising:
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a memory configured to store payment information of a user; a display unit configured to display a screen provided by a messenger application; and a processor configured to transmit the payment information to a messenger server before a payment, to receive a selection of at least one seller allowed to share the payment information through the messenger application interworking with the messenger server, and to control a visual feedback notifying that the selected at least one seller is allowed to share the payment information to be displayed on the display unit. - View Dependent Claims (18)
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19. A user terminal device comprising:
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a display unit configured to display an interface for purchasing goods; and a processor configured to, in response to a request of a user for purchasing the goods through the interface, control a message for confirming the purchase of the goods on messenger screen provided by a messenger application to be displayed on the display unit.
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20. A non-transitory recording medium recorded with a program for performing a method of providing payment services, the method comprising:
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receiving a signal requesting a payment for goods selected by the user from a seller server; determining, in response to the signal requesting the payment, payment information of the user, registered before the payment, to be sharable by the seller server when a seller using the seller server is present in a group consisting of opponents designated by the user through the messenger application among opponents of the user, registered in the messenger server; transmitting a signal requesting the payment for the goods to a payment server using the payment information when the payment information is sharable; and receiving a signal notifying that the payment of the goods is completed, from the payment server.
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Specification