SYSTEMS AND METHODS FOR WEATHER EVENT-BASED INSURANCE CLAIM HANDLING
First Claim
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1. A system, comprising:
- a processing device; and
a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in;
determining (i) a locational coordinate of a weather-related loss associated with an insurance claim and (ii) a date of the loss;
determining, based on stored georeferenced weather data, a likelihood of weather on the date of loss at the locational coordinate having caused the loss; and
determining, based on an application of stored claim handling rules to the determined likelihood of weather on the date of loss at the locational coordinate having caused the loss, whether to pay the claim.
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Abstract
Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing georeferenced weather event.
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Citations
20 Claims
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1. A system, comprising:
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a processing device; and a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in; determining (i) a locational coordinate of a weather-related loss associated with an insurance claim and (ii) a date of the loss; determining, based on stored georeferenced weather data, a likelihood of weather on the date of loss at the locational coordinate having caused the loss; and determining, based on an application of stored claim handling rules to the determined likelihood of weather on the date of loss at the locational coordinate having caused the loss, whether to pay the claim. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15)
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16. A system, comprising:
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a processing device; and a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in; providing a map interface that indicates a plurality of insurance policy locational coordinates; overlaying, via the map interface, at least one storm impact zone over the indications of the plurality of insurance policy locational coordinates; and causing, via the map interface, an outputting of an indication of a subset of the plurality of insurance policy locational coordinates that are determined to have been impacted by a weather event associated with the at least one storm impact zone. - View Dependent Claims (17, 18, 19, 20)
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Specification