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SYSTEMS AND METHODS FOR WEATHER EVENT-BASED INSURANCE CLAIM HANDLING

  • US 20150170288A1
  • Filed: 05/19/2014
  • Published: 06/18/2015
  • Est. Priority Date: 12/12/2013
  • Status: Abandoned Application
First Claim
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1. A system, comprising:

  • a processing device; and

    a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in;

    determining (i) a locational coordinate of a weather-related loss associated with an insurance claim and (ii) a date of the loss;

    determining, based on stored georeferenced weather data, a likelihood of weather on the date of loss at the locational coordinate having caused the loss; and

    determining, based on an application of stored claim handling rules to the determined likelihood of weather on the date of loss at the locational coordinate having caused the loss, whether to pay the claim.

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