ALTERNATIVE EMAIL-BASED WEBSITE CHECKOUTS

• US 20150178819A1
• Filed: 12/23/2014
• Published: 06/25/2015
• Est. Priority Date: 12/23/2013
• Status: Abandoned Application

• Current Assignee: @Pay IP Holdings LLC
• Original Assignee: @Pay IP Holdings LLC
• Inventors: Kassemi, James, Killoran, John P. Jr., Person, Chad
• Application Number:
  US14/582,071
• Publication Number:
  US 20150178819A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/107 Computer-aided management of electronic mailing [e-mailing]
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/20 Point-of-sale [POS] network systems
• CPC Class Codes: G06Q 20/3823 combining multiple encryption tools for a transaction
• CPC Class Codes: G06Q 20/3827 Use of message hashing
• CPC Class Codes: G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
• CPC Class Codes: G06Q 30/0637 Approvals
• CPC Class Codes: G07G 1/0036 Checkout procedures
• CPC Class Codes: H04L 51/21 Monitoring or handling of messages

Abstract

An e-commerce system and method for facilitating transactions between a customer and a vendor is disclosed. The e-commerce system includes a receiver configured to receive a request for at least one token, the request including the details of at least one transaction for the purchase of at least one product, a processor configured to generate at least one token, a transmitter configured to transmit the at least one token to a customer browser, the customer browser being used to validate the token using at least one iframe, the receiver configured to receive submission in the iframe, the processor configured to decode the token, the processor configured to perform one or more validations, and the processor configured to process the transaction, on a condition that the validations are approved.

Claims

1. A method implemented in an e-commerce system to facilitate transactions between a customer and a vendor, the method comprising:

generating, by a processor, the requested at least one token;

transmitting, by a transmitter, the at least one token to a customer browser, the customer browser being used to validate the token using at least one iframe;

receiving, by a receiver, a submission in the iframe;

performing, by the processor, a validation of the submission to the iframe;

decoding, by the processor, the token; and

processing, by the processor, the transaction, on a condition that the validation is approved.

2. The method of claim 1 wherein the validation is Sender Policy Framework (SPF) and DomainKeys Identified Mail (DKIM) validation.

3. The method of claim 1 wherein the details of at least one transaction for the purchase of at least one product are based on a customer selecting items for checkout.

4. The method of claim 1 wherein the token is a site token.

5. The method of claim 1 further comprising calculating the amount of the transaction with the processor.

6. The method of claim 1 wherein the token is a bulk token in a direct-to-purchase scenario.

7. The method of claim 1 further comprising transmitting a confirmation email message to a customer.

8. An e-commerce system to facilitate transactions between a customer and a vendor, the e-commerce system comprising:

a receiver configured to receive a request for at least one token, the request including the details of at least one transaction for the purchase of at least one product;

a processor configured to generate at least one token;

a transmitter configured to transmit the at least one token to a customer browser, the customer browser being used to validate the token using at least one iframe;

the receiver configured to receive submission in the iframe;

the processor configured to decode the token;

the processor configured to perform a validation; and

the processor configured to process the transaction, on a condition that the validation is approved.

9. The system of claim 9 wherein the validation is Sender Policy Framework (SPF) and DomainKeys Identified Mail (DKIM) validation.

10. The system of claim 9 wherein the details of at least one transaction for the purchase of at least one product are based on a customer selecting items for checkout.

11. The system of claim 9 wherein the token is a site token.

12. The system of claim 9 wherein the processor further calculates the amount of the transaction.

13. The system of claim 9 wherein the token is a bulk token.

14. The system of claim 9 wherein the transmitter transmits a confirmation email message to a customer