INSURANCE APPLICATIONS UTILIZING VIRTUAL ENGINEERING DATA
First Claim
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1. A method, comprising:
- aggregating, by an insurance claim handling system, engineering data associated with a plurality of insurance claims;
providing, by the insurance claim handling system and after the aggregating, an interface configured to receive insurance claim data;
receiving, by the insurance claim handling system and via the interface, an indication of data descriptive of a current insurance claim;
determining, by the insurance claim handling system and based on a comparison of the aggregated engineering data and the data descriptive of the current insurance claim, whether the current insurance claim should be (i) denied, (ii) allowed, or (iii) referred for further review; and
outputting, by the insurance claim handling system and via the interface, an indication of the determination.
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Abstract
Systems, apparatus, interfaces, methods, and articles of manufacture that provide for insurance claims handling, underwriting, and risk assessment applications utilizing virtual engineering data.
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Citations
15 Claims
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1. A method, comprising:
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aggregating, by an insurance claim handling system, engineering data associated with a plurality of insurance claims; providing, by the insurance claim handling system and after the aggregating, an interface configured to receive insurance claim data; receiving, by the insurance claim handling system and via the interface, an indication of data descriptive of a current insurance claim; determining, by the insurance claim handling system and based on a comparison of the aggregated engineering data and the data descriptive of the current insurance claim, whether the current insurance claim should be (i) denied, (ii) allowed, or (iii) referred for further review; and outputting, by the insurance claim handling system and via the interface, an indication of the determination. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. An insurance claim handling system, comprising:
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a processing device; and a memory device in communication with the processing device, the memory device storing instructions that when executed by the processing device result in; aggregating engineering data associated with a plurality of insurance claims; providing, the aggregating, an interface configured to receive insurance claim data; receiving, via an interface, an indication of data descriptive of a current insurance claim; determining, based on a comparison of the aggregated engineering data and the data descriptive of the current insurance claim, whether the current insurance claim should be (i) denied or (ii) allowed; and outputting, via the interface, an indication of the determination. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A non-transitory computer-readable memory storing instructions that when executed by a processing device result in:
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aggregating engineering data associated with a plurality of insurance claims; providing, the aggregating, an interface configured to receive insurance claim data; receiving, via an interface, an indication of data descriptive of a current insurance claim; determining, based on a comparison of the aggregated engineering data and the data descriptive of the current insurance claim, whether the current insurance claim should be (i) denied or (ii) allowed; and outputting, via the interface, an indication of the determination.
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Specification