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METHOD OF GENERATING ONE-TIME PASSWORD AND APPARATUS FOR PERFORMING THE SAME

  • US 20150180862A1
  • Filed: 12/18/2014
  • Published: 06/25/2015
  • Est. Priority Date: 12/20/2013
  • Status: Active Grant
First Claim
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1. A method of generating a One-Time Password (OTP) performed by a user terminal, the method comprising:

  • receiving user secret information that is input according to execution of a process of providing an OTP;

    authenticating the user secret information by generating a response value based on the received user secret information and a challenge value received from a user verification apparatus, and transmitting the response value to the user verification apparatus; and

    generating an OTP using at least one of the user secret information, the challenge value and the response value as the user secret information is authenticated.

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