SELECTABLE DISPLAY OF DATA ON A PAYMENT DEVICE

• US 20150186663A1
• Filed: 12/31/2014
• Published: 07/02/2015
• Est. Priority Date: 12/31/2013
• Status: Abandoned Application

• Current Assignee: Visa International Service Association (Visa, Inc.)
• Original Assignee: Visa International Service Association (Visa, Inc.)
• Inventors: Schmidt, Julian, Sippola, Kenneth, Skelding, Dori
• Application Number:
  US14/587,310
• Publication Number:
  US 20150186663A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/62 Protecting access to data via a platform, e.g. using keys or access control rules
• CPC Class Codes: G06K 19/0718 the sensor being of the biometric kind, e.g. fingerprint sensors fingerprint sensors in general G06V40/13; biometric access-control systems in general, see G07C9/00
• CPC Class Codes: G06K 19/07707 the visual interface being a display, e.g. LCD or electronic ink
• CPC Class Codes: G06V 40/1365 Matching; Classification
• CPC Class Codes: G10L 17/24 the user being prompted to utter a password or a predefined phrase
• CPC Class Codes: G10L 2015/088 Word spotting

Abstract

The described payment device includes a display and an input device such that when the input device is activated, some or all of the sensitive information on a payment device is displayed for a period of time. The input can be a variety of actions, from pressing an input to inputting a code of inputs. As a result, sensitive data is better hidden from undesired viewers of the sensitive data.

Claims

1. A payment device comprising:

a power source;

a processor in communication with the power source,

a memory in communication with the processor;

an input/output circuit in communication with the processor;

an input device in communication with the input/output circuit; and

an electronic display, in communication with the input/output circuit, that only displays sensitive data in response to actuation of the input device.

2. The payment device of claim 1, wherein the payment device comprises a plurality of layers comprising:

a substantially flat front surface;

a substantially flat back surface opposite the front surface; and

an inner region comprising openings for the processor, memory and power source.

3. The payment device of claim 2, wherein the substantially flat front surface further comprises a translucent region through which the display may be viewed.

4. The payment device of claim 2, wherein the substantially flat back surface further comprises a translucent region through which the display may be viewed.

5. The payment device of claim 1, wherein the input device comprises a heat sensitive region on the payment device, and wherein the processor is configured to detect warming of the heat sensitive region to determine that the input device has been actuated.

6. The payment device of claim 1, wherein the input device comprises a touch sensitive region on the payment device, and wherein the processor is configured to detect touching of the touch sensitive region to determine that the input device has been actuated.

7. The payment device of claim 1, wherein the input device comprises a motion sensor, and wherein the processor is configured to determine that a reading from the motion sensor meets or exceeds a threshold to determine that the input device has been actuated.

8. The payment device of claim 1, wherein the input device comprises an electronic signal receiver configured to receive an actuation signal from a device.

9. The payment device of claim 8, wherein the processor is configured to process the actuation signal to determine that the device is not trusted and to reset the payment device in response to receiving the actuation signal from the non-trusted device more than a threshold number of times during a period.

10. The payment device of claim 1, wherein the input device comprises a fingerprint reader adapted to detect fingerprints, and wherein the processor is configured to process a fingerprint input via the input device for determining whether the input fingerprint is associated with a trusted user.

11. The payment device of claim 1, wherein the input device comprises an image sensor configured to receive an input image, and wherein the processor performs an image analysis algorithm to process the input image for determining whether the input image is approved.

12. The payment device of claim 1, wherein the input device comprises an image sensor configured to receive an input image, and wherein the processor communicates the input image to a remote computing device executing an image analysis algorithm which reviews the input image and communicates an indication whether the input image is approved.

13. The payment device of claim 1, wherein the input device comprises a sound sensing device, wherein the processor is configured to apply a voice analysis algorithm to audio captured by the sound sensing device to determine if the captured audio includes a preset voice command.

14. The payment device of claim 1, wherein the input device comprises a sound sensing device, wherein the processor is configured to communicate a voice command captured by the sound sensing device to a remote computing device executing a voice analysis algorithm which reviews the recorded voice command and communicates an indication whether the recorded voice command is approved.

15. The payment device of claim 1, wherein the input/output circuit causes the electronic display to display first data in response to detecting input of a first sequence of inputs and second data in response to detecting input of a second sequence of inputs.

16. The payment device of claim 15, wherein the first data is at least one selected from a group consisting of:

ccv, expiration date, card number, user name, issuer excluding the second data and

wherein the second data is selected from ccv, expiration date, card number, user name, issuer excluding the first data.

17. The payment device of claim 1, wherein the input/output circuit illuminates at least one of the input devices and a portion of the payment device, in response to detecting activation of the input device.

18. The payment device of claim 1, wherein the electronic display displays the sensitive data only for a given period of time.

19. The payment device of claim 1, wherein the input device is actuated to cause the electronic display to display a portion only a portion of the sensitive data at a time.

20. The payment device of claim 1, wherein the payment device comprises a plurality of displays arranged on the payment device, wherein the electronic display is configured to display the sensitive data in any of the plurality of displays and to rotate display of the sensitive data through the plurality of displays.