SYSTEMS AND METHODS FOR AUGMENTED REALITY PAYMENTS

• US 20150186984A1
• Filed: 12/26/2013
• Published: 07/02/2015
• Est. Priority Date: 12/26/2013
• Status: Active Grant

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Loganathan, Balu Epalapalli
• Granted Patent: US 10,078,863 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/321 using wearable devices
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 30/0639 Item locations
• CPC Class Codes: G06Q 30/0641 Shopping interfaces
• CPC Class Codes: G07F 9/001 Interfacing with vending machines using mobile or wearable devices
• CPC Class Codes: G07F 9/0235 the arrangements being full-front touchscreens
• CPC Class Codes: G07G 1/01 Details for indicating displaying information in general G09F, G09G

Abstract

Systems and methods are provided for augmented reality payments. An augmented reality display may include product information and/or payment information images displayed over an image of one or more real world background objects. The augmented reality display may be displayed on a display of a mobile user device such as a smartphone or tablet or on a structure of a vehicle such as a vehicle windshield. The real world background objects may include a merchant store. The product information and/or the payment information may be overlaid on the merchant store as viewed through a vehicle windshield or as viewed in an image of the merchant store captured by a camera of the user device. The user may be provided with the ability to select one or more items for purchase, make one or more payments, or execute other transactions by interacting with the augmented reality display.

Claims

1. A system, comprising:

a hardware memory storing account information of a user; and

at least one processor in communication with the hardware memory, wherein the at least one processor is configured to;

receive product information;

receive payment information;

display the product information and the payment information in an augmented reality display to the user;

receive payment instructions from the user via the augmented reality display; and

send a payment to a merchant responsive to the payment instructions.

2. The system of claim 1, further comprising a display configured to cooperate with the at least one processor to display the product information and the payment information in the augmented reality display to the user.

3. The system of claim 2, wherein the display comprises a smartphone display.

4. The system of claim 2, wherein the display comprises a structure of a vehicle.

5. The system of claim 4, wherein the structure comprises a windshield.

6. The system of claim 4, wherein the structure comprises a side window of the vehicle.

7. The system of claim 4, wherein the structure comprises a vehicle seat.

8. The system of claim 4 wherein the at least one processor is further configured to:

determine a speed of the vehicle; and

display the product information and the payment information in the augmented reality display when the speed is below a threshold.

9. A method, comprising:

receiving, electronically by one or more processors, product information;

receiving, electronically by the one or more processors, payment information;

displaying, electronically by the one or more processors, the product information and the payment information in an augmented reality display to a user;

receiving, electronically by the one or more processors, payment instructions from the user via the augmented reality display; and

sending, electronically by the one or more processors, a payment to a merchant responsive to the payment instructions.

10. The method defined in claim 9, wherein the displaying comprises overlaying images corresponding to the product information and the payment information on an image of a background object.

11. The method defined in claim 10, further comprising:

capturing the image of the background object; and

displaying the image of the background object on a display of a user device.

12. The method defined in claim 10, wherein the overlaying comprises displaying the images corresponding to the product information and the payment information on a transparent structure that allows the user to view the background object directly through the transparent structure and through a portion of the product information and the payment information.

13. The method defined in claim 12, wherein the transparent structure comprises a window of a vehicle.

14. The method defined in claim 13, further comprising:

determining a location of the vehicle;

determining a relative location of the merchant with respect to the vehicle; and

displaying the images corresponding to the product information and the payment information at a time that depends on the location of the vehicle and the relative location of the merchant.

15. The method defined in claim 13, wherein the receiving of the product information comprises receiving the product information from the merchant.

16. The method defined in claim 13, wherein the receiving of the product information comprises receiving product selections from a contact of the user.

17. The method defined in claim 16, further comprising providing products corresponding to the product selections to the user at a location of the merchant.

18. A non-transitory machine-readable medium having a plurality of machine-readable instructions which, when executed by one or more processors, are adapted to cause the server to perform a method comprising:

receiving product information;

receiving payment information;

displaying the product information and the payment information in an augmented reality display to a user;

receiving payment instructions from the user via the augmented reality display; and

sending a payment to a merchant responsive to the payment instructions.

19. The non-transitory machine-readable medium defined in claim 18, wherein the displaying comprises overlaying images corresponding to the product information and the payment information on an image of a background object.

20. The non-transitory machine-readable medium defined in claim 18, wherein the displaying comprises displaying images corresponding to the product information and the payment information on a transparent structure that is located between the user and a background object.