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USER CONFIGURABLE TRADE LINE REPORTING AND SCORING

  • US 20150199757A1
  • Filed: 12/22/2014
  • Published: 07/16/2015
  • Est. Priority Date: 01/14/2014
  • Status: Abandoned Application
First Claim
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1. A non-transitory computer-readable medium embodying a program executable in at least one computing device, comprising:

  • code that accesses a first web service offered by an entity over a network to obtain payment history data for a user of a client device, the payment history data comprising at least information associated with a plurality of payments made by the user to the entity, the client device in data communication with the at least one computing device over the network;

    code that generates a user interface to send to the client device comprising at least the plurality of payments for rendering a display of the client device;

    code that receives user input comprising a selection of a subset of the plurality of payments, the user input obtained via the user interface rendered in the display of the client device;

    code that authenticates the subset of the plurality of payments to verify each of the plurality of payments in the subset satisfied an obligation owed to the entity by the user;

    code that generates a reporting document comprising at least the subset of the plurality of payments authenticated; and

    code that transmits the reporting document over a second web service associated with a credit bureau.

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