Dynamic Portfolio Simulator Tool Apparatuses, Methods and Systems

• US 20150206245A1
• Filed: 01/20/2015
• Published: 07/23/2015
• Est. Priority Date: 01/20/2014
• Status: Active Grant

• Current Assignee: FMR LLC
• Original Assignee: FMR LLC
• Inventors: Basu, Archan, Jain, Anshul
• Granted Patent: US 10,290,059 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 3/0482 Interaction with lists of selectable items, e.g. menus
• CPC Class Codes: G06F 3/0484 for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
• CPC Class Codes: G06Q 40/06 Asset management; Financial planning or analysis

Abstract

The Dynamic Portfolio Simulator Tool Apparatuses, Methods and Systems transforms market assumptions, constraints inputs via DPST components into asset allocation record, portfolio allocation and graphic presentation outputs. The DPST includes a dynamic portfolio simulator apparatus. The DPST includes a computing processor and memory, and the memory includes the following instructions. The DPST includes instructions to obtain a user indication of portfolio simulation request including user configured market assumption parameters and retrieve a user interface template comprising a portfolio parameter configuration widget. The DPST also includes instructions to calculate a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters and customize the portfolio parameter configuration widget with the calculated parameter range. Then the DPST may provide the customized portfolio parameter configuration widget to a user device and obtain a user input of portfolio parameter via the customized portfolio parameter configuration widget. The DPST may also provide portfolio composite outputs based on the user input of portfolio parameter and provide the calculated portfolio composite outputs via the user interface.

Claims

1. A dynamic range slider user interface stored in a non-transient processor-readable medium storing processor-executable instructions issuable by a processor to:

generate a slider bar having a default slider color with a slider length;

generate a slider value selector knob traversable across the length of the slider bar, wherein the slider value selector knob is selectable and movable by a user;

obtain user collection parameter constraints;

calculate hard minimum and maximum values for a selected collection;

calculate, via a dynamic collection simulator component, a soft dynamic minimum and maximum values for a selected collection based on the user collection parameter constraints;

provide, to the dynamic user interface component, the calculated hard minimum and maximum values for the selected collection and the soft dynamic minimum and maximum values for the selected collection;

update the slider bar with a highlight denoting the calculated soft dynamic minimum and maximum value range for the selected collection;

update the slider bar with updated values for the hard minimum and maximum values for the selected collection;

update positioning of the slider value selector knob within the soft dynamic minimum and maximum range;

generate and provide a dynamic range slider bar compositing the updated slider bar and slider value selector knob for interaction.

2. The apparatus of claim 1, wherein the collection may include any of:

an asset collection, a portfolio, search results.

3. The apparatus of claim 1, wherein the collection parameter constraints may include any of:

product characteristics and traits, financial asset characteristics and traits.

4. The apparatus of claim 3, wherein the characteristics and traits may include any of:

cost, price, sale price, ask price, bid price, product feature specification parameters.

5. A dynamic portfolio simulator apparatus, comprising:

a computing processor; and

a memory disposed in communication with the computing processor, and storing computing processor-executable instructions, said processor-executable instructions executable by the computing processor to;

obtain a user indication of portfolio simulation request including user configured market assumption parameters;

retrieve a user interface template comprising a portfolio parameter configuration widget;

calculate a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters;

customize the portfolio parameter configuration widget with the calculated parameter range;

provide the customized portfolio parameter configuration widget to a user device;

obtain a user input of portfolio parameter via the customized portfolio parameter configuration widget;

calculate portfolio composite outputs based on the user input of portfolio parameter; and

provide the calculated portfolio composite outputs via the user interface.

6. The apparatus of claim 5, wherein the user configured market assumption parameters comprise any of:

10 year ending US treasury yield, time horizon, and interest rate.

7. The apparatus of claim 5, wherein the portfolio parameter configuration widget comprises a sliding bar.

8. The apparatus of claim 5, wherein the portfolio comprises one or more fixed income instruments.

9. The apparatus of claim 5, wherein the portfolio parameter configuration widget provides portfolio target characteristics.

10. The apparatus of claim 9, wherein the portfolio target characteristics comprises any of:

target yield, target return, duration, and volatility.

11. The apparatus of claim 5, wherein the portfolio parameters configuration widget provides portfolio constraints.

12. The apparatus of claim 5, wherein the portfolio constraints comprise an allocation range for each fixed income.

13. The apparatus of claim 5, wherein the portfolio composite outputs comprise allocation weights for one or more fixed income instruments.

14. The apparatus of claim 5, wherein the one or more fixed income instruments comprise any of:

US treasury, US Agg, US Corp IG, US High Yield, EM Bonds, and Global Agg.

15. A non-transient dynamic portfolio simulator processor-readable medium storing processor-executable instructions issuable by a processor to:

obtain a user indication of portfolio simulation request including user configured market assumption parameters;

retrieve a user interface template comprising a portfolio parameter configuration widget;

calculate a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters;

customize the portfolio parameter configuration widget with the calculated parameter range;

provide the customized portfolio parameter configuration widget to a user device;

obtain a user input of portfolio parameter via the customized portfolio parameter configuration widget;

calculate portfolio composite outputs based on the user input of portfolio parameter; and

provide the calculated portfolio composite outputs via the user interface.

16. A dynamic portfolio simulator system, comprising:

means to obtain a user indication of portfolio simulation request including user configured market assumption parameters;

means to retrieve a user interface template comprising a portfolio parameter configuration widget;

means to calculate a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters;

means to customize the portfolio parameter configuration widget with the calculated parameter range;

means to provide the customized portfolio parameter configuration widget to a user device;

means to obtain a user input of portfolio parameter via the customized portfolio parameter configuration widget;

means to calculate portfolio composite outputs based on the user input of portfolio parameter; and

means to provide the calculated portfolio composite outputs via the user interface.

17. A dynamic portfolio simulator processor-implemented method, comprising:

obtaining a user indication of portfolio simulation request including user configured market assumption parameters;

retrieving a user interface template comprising a portfolio parameter configuration widget;

calculating a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters;

customizing the portfolio parameter configuration widget with the calculated parameter range;

providing the customized portfolio parameter configuration widget to a user device;

obtaining a user input of portfolio parameter via the customized portfolio parameter configuration widget;

calculating portfolio composite outputs based on the user input of portfolio parameter; and

providing the calculated portfolio composite outputs via the user interface.

18. A dynamic portfolio simulator matching apparatus, comprising:

a memory;

a component collection in the memory, including;

a dynamic user interface component, and

an dynamic portfolio simulation component;

a processor disposed in communication with the memory, and configured to issue a plurality of processing instructions from the component collection stored in the memory,

wherein the processor issues instructions from the component collection, stored in the memory, to;

obtain a user indication of portfolio simulation request including user configured market assumption parameters;

retrieve a user interface template comprising a portfolio parameter configuration widget;

calculate a parameter range for the portfolio parameter configuration widget based on the user configured market assumption parameters;

customize the portfolio parameter configuration widget with the calculated parameter range;

provide the customized portfolio parameter configuration widget to a user device;

obtain a user input of portfolio parameter via the customized portfolio parameter configuration widget;

calculate portfolio composite outputs based on the user input of portfolio parameter; and

provide the calculated portfolio composite outputs via the user interface.

19. The apparatus of claim 18, wherein the user configured market assumption parameters comprise any of:

10 year ending US treasury yield, time horizon, and interest rate.

20. The apparatus of claim 18, wherein the portfolio parameter configuration widget comprises a sliding bar.

21. The apparatus of claim 18, wherein the portfolio comprises one or more fixed income instruments.

22. The apparatus of claim 18, wherein the portfolio parameter configuration widget provides portfolio target characteristics.

23. The apparatus of claim 22, wherein the portfolio target characteristics comprises any of:

target yield, target return, duration, and volatility.

24. The apparatus of claim 18, wherein the portfolio parameters configuration widget provides portfolio constraints.

25. The apparatus of claim 18, wherein the portfolio constraints comprise an allocation range for each fixed income.

26. The apparatus of claim 18, wherein the portfolio composite outputs comprise allocation weights for one or more fixed income instruments.

27. The apparatus of claim 18, wherein the one or more fixed income instruments comprise any of:

US treasury, US Agg, US Corp IG, US High Yield, EM Bonds, and Global Agg.