SYSTEMS AND METHODS FOR APPENDING PAYMENT NETWORK DATA TO NON-PAYMENT NETWORK TRANSACTION BASED DATASETS THROUGH INFERRED MATCH MODELING
First Claim
1. A method comprising:
- receiving a first data set, the first data set including anonymized transaction data representing purchase transactions made by customers of a merchant;
receiving a second data set, the second data set including anonymized transaction data representing purchase transactions made by cardholders in a payment network;
filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant;
processing said first data set and said filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set;
analyzing data in the filtered second data set for which linkages exist with data in the first data set to generate shopping habits data for customers of the merchant; and
appending the shopping habits data to the first data set.
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Accused Products
Abstract
A method includes receiving a first data set and a second data set. The first data set may include anonymized transaction data that represents purchase transactions made by customers of a merchant. The second data set may include anonymized transaction data that represents purchase transactions made by cardholders in a payment network. The method further includes filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant, and processing the first data set and the filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set. The method may also include analyzing data in the filtered second data set to generate one or more of shopping habits data, classification data and attribute data with respect to customers of the merchant.
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Citations
20 Claims
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1. A method comprising:
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receiving a first data set, the first data set including anonymized transaction data representing purchase transactions made by customers of a merchant; receiving a second data set, the second data set including anonymized transaction data representing purchase transactions made by cardholders in a payment network; filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant; processing said first data set and said filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set; analyzing data in the filtered second data set for which linkages exist with data in the first data set to generate shopping habits data for customers of the merchant; and appending the shopping habits data to the first data set. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A method comprising:
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receiving a first data set, the first data set including anonymized transaction data representing purchase transactions made by customers of a merchant; receiving a second data set, the second data set including anonymized transaction data representing purchase transactions made by cardholders in a payment network; filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant; processing said first data set and said filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set; analyzing data in the filtered second data set for which linkages exist with data in the first data set to generate classification data for classifying the merchant'"'"'s customers into groups of customers; and appending the classification data to the first data set. - View Dependent Claims (13, 14, 15)
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16. A method comprising:
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receiving a first data set, the first data set including anonymized transaction data representing purchase transactions made by customers of a merchant; receiving a second data set, the second data set including anonymized transaction data representing purchase transactions made by cardholders in a payment network; filtering the second data set to remove therefrom data relating to cardholders who are not customers of the merchant; processing said first data set and said filtered second data set using a probabilistic engine to establish linkages between data in the first data set and data in the filtered second data set; analyzing data in the filtered second data set for which linkages exist with data in the first data set to generate attribute data for indicating at least one attribute of customers of the merchant; and appending the attribute data to the first data set. - View Dependent Claims (17, 18, 19, 20)
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Specification