SORTING MOBILE BANKING FUNCTIONS INTO AUTHENTICATION BUCKETS
First Claim
1. An apparatus for sorting mobile banking functions into authentication buckets, the apparatus comprising:
- a memory;
a processor; and
a module stored in the memory, executable by the processor, and configured to;
determine, for each of a plurality of mobile banking functions, a corresponding one of a plurality of authentication buckets;
wherein each of the plurality of authentication buckets corresponds with one of a plurality of levels of authentication, which together comprise a continuum of authentication.
1 Assignment
0 Petitions
Accused Products
Abstract
Embodiments are directed to systems, methods and computer program products for sorting mobile banking functions into authentication buckets. Embodiments determine, for each of a plurality of mobile banking functions, a corresponding authentication buckets, where each authentication bucket corresponds with a level of authentication. Some embodiments receive a request, from a user, to access a function; access the plurality of authentication buckets to determine which of the authentication buckets corresponds with the requested function; determine the level of authentication associated with the determined authentication bucket; determine which authentication types are associated with the level of authentication; request authentication credentials corresponding to the authentication types; receive authentication credentials from the user; validate the authentication credentials, thereby resulting in a successful validation of the authentication credentials; and, in response to the successful validation of the authentication credentials, enable access to the function requested by the user.
-
Citations
20 Claims
-
1. An apparatus for sorting mobile banking functions into authentication buckets, the apparatus comprising:
-
a memory; a processor; and a module stored in the memory, executable by the processor, and configured to; determine, for each of a plurality of mobile banking functions, a corresponding one of a plurality of authentication buckets; wherein each of the plurality of authentication buckets corresponds with one of a plurality of levels of authentication, which together comprise a continuum of authentication. - View Dependent Claims (2, 3, 4, 5, 6, 7)
-
-
8. A method for sorting mobile banking functions into authentication buckets, the method comprising:
-
determining, for each of a plurality of mobile banking functions, a corresponding one of a plurality of authentication buckets; wherein each of the plurality of authentication buckets corresponds with one of a plurality of levels of authentication, which together comprise a continuum of authentication. - View Dependent Claims (9, 10, 11, 12, 13, 14)
-
-
15. A computer program product for sorting mobile banking functions into authentication buckets, the computer program product comprising a non-transitory computer-readable medium comprising code causing a first apparatus to:
-
determine, for each of a plurality of mobile banking functions, a corresponding one of a plurality of authentication buckets; wherein each of the plurality of authentication buckets corresponds with one of a plurality of levels of authentication, which together comprise a continuum of authentication. - View Dependent Claims (16, 17, 18, 19, 20)
-
Specification