METHOD AND SYSTEM FOR PERFORMING MOBILE DEVICE-TO-MACHINE PAYMENTS
First Claim
1. A method of payment processing, the method comprising:
- at a mobile device with one or more processors, memory, a first transceiver corresponding to a short-range communication mode, and a second transceiver, distinct from the first transceiver, corresponding to a long-range communication mode distinct from the short-range communication mode;
initiating pre-authorization for a cashless transaction by sending a first communication to a payment module via the first transceiver;
in response to sending the first communication, obtaining, from a payment module, an authorization request via the first transceiver;
sending, to a server, the authorization request via the second transceiver;
in response to sending the authorization request, obtaining, from the server, authorization information via the second transceiver;
after obtaining the authorization information, detecting a trigger condition to perform the cashless transaction with a payment accepting unit coupled with the payment module; and
in response to detecting the trigger condition, sending, to the payment module, at least a portion of the authorization information via the first transceiver.
1 Assignment
0 Petitions
Accused Products
Abstract
A device with one or more processors, memory, and two or more communication capabilities obtains, from a payment module, an authorization request via a first communication capability (e.g., Bluetooth). The device sends, to a server, the authorization request via a second communication capability distinct from the first communication capability (e.g., cellular or WiFi technology). In response to sending the authorization request, the device obtains, from the server, authorization information via the second communication capability. After obtaining the authorization information, the device detects a trigger condition to perform a transaction with a payment accepting unit associated with the payment module. In response to detecting the trigger condition, the device sends, to the payment module, at least a portion of the authorization information via the first communication capability.
58 Citations
28 Claims
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1. A method of payment processing, the method comprising:
at a mobile device with one or more processors, memory, a first transceiver corresponding to a short-range communication mode, and a second transceiver, distinct from the first transceiver, corresponding to a long-range communication mode distinct from the short-range communication mode; initiating pre-authorization for a cashless transaction by sending a first communication to a payment module via the first transceiver; in response to sending the first communication, obtaining, from a payment module, an authorization request via the first transceiver; sending, to a server, the authorization request via the second transceiver; in response to sending the authorization request, obtaining, from the server, authorization information via the second transceiver; after obtaining the authorization information, detecting a trigger condition to perform the cashless transaction with a payment accepting unit coupled with the payment module; and in response to detecting the trigger condition, sending, to the payment module, at least a portion of the authorization information via the first transceiver. - View Dependent Claims (3, 4, 5, 6, 7, 8, 9, 10, 11, 12)
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2. (canceled)
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13. A device, comprising:
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a first transceiver corresponding to a short-range communication mode, and a second transceiver, distinct from the first transceiver, corresponding to a long-range communication mode distinct from the short-range communication mode; one or more processors; and memory storing one or more programs to be executed by the one or more processors, the one or more programs comprising instructions for; initiating pre-authorization for a cashless transaction by sending a first communication to a payment module via the first transceiver; in response to sending the first communication, obtaining, from a payment module, an authorization request via the first transceiver; sending, to a server, the authorization request via the second transceiver; in response to sending the authorization request, obtaining, from the server, authorization information via the second transceiver; after obtaining the authorization information, detecting a trigger condition to perform the cashless transaction with a payment accepting unit coupled with the payment module; and in response to detecting the trigger condition, sending, to the payment module, at least a portion of the authorization information via the first transceiver. - View Dependent Claims (15, 16, 17, 18, 19, 20)
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14. (canceled)
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21. A non-transitory computer readable storage medium storing one or more programs, the one or more programs comprising instructions, which, when executed by a device with one or more processors and a first transceiver corresponding to a short-range communication mode, and a second transceiver, distinct from the first transceiver, corresponding to a long-range communication mode distinct from the short-range communication mode, cause the device to perform operations comprising:
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initiating pre-authorization for a cashless transaction by sending an first communication to a payment module via the first transceiver; in response to sending the first communication, obtaining, from a payment module, an authorization request via the first transceiver; sending, to a server, the authorization request via the second transceiver; in response to sending the authorization request, obtaining, from the server, authorization information via the second transceiver; after obtaining the authorization information, detecting a trigger condition to perform the cashless transaction with a payment accepting unit coupled with the payment module; and in response to detecting the trigger condition, sending, to the payment module, at least a portion of the authorization information via the first transceiver. - View Dependent Claims (23, 24, 25, 26, 27, 28)
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22. (canceled)
Specification