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METHOD AND SYSTEM FOR PERFORMING MOBILE DEVICE-TO-MACHINE PAYMENTS

  • US 20150227928A1
  • Filed: 07/18/2014
  • Published: 08/13/2015
  • Est. Priority Date: 12/18/2013
  • Status: Active Grant
First Claim
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1. A method of payment processing, the method comprising:

  • at a mobile device with one or more processors, memory, a first transceiver corresponding to a short-range communication mode, and a second transceiver, distinct from the first transceiver, corresponding to a long-range communication mode distinct from the short-range communication mode;

    initiating pre-authorization for a cashless transaction by sending a first communication to a payment module via the first transceiver;

    in response to sending the first communication, obtaining, from a payment module, an authorization request via the first transceiver;

    sending, to a server, the authorization request via the second transceiver;

    in response to sending the authorization request, obtaining, from the server, authorization information via the second transceiver;

    after obtaining the authorization information, detecting a trigger condition to perform the cashless transaction with a payment accepting unit coupled with the payment module; and

    in response to detecting the trigger condition, sending, to the payment module, at least a portion of the authorization information via the first transceiver.

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