METHOD, DEVICE AND SYSTEM FOR ON-LINE PAYMENT INFORMATION TRANSMISSION
First Claim
1. A method for on-line payment information transmission, comprising:
- upon detecting a payment order which pertains to a payment account;
sending by a server via a port number which contains verification information, a prompt message to a communication account which is tied to the payment account, wherein the verification information is used to prompt a reply from a user to send back a payment confirmation message;
receiving by a terminal, the payment confirmation message which is input by the user in response to the received prompt message, wherein the terminal corresponds to the communication account, andsending by the terminal via the communication account to the port number, the payment confirmation message;
receiving by the server via the port number, the payment confirmation message;
extracting by the server, the verification information from the port number according to the received payment confirmation message, and processing the payment order according to the verification information.
1 Assignment
0 Petitions
Accused Products
Abstract
A method, device and system for on-line payment information transmission are disclosed. The method includes: upon detecting a payment order which pertains to a payment account: sending by a server via a port number which contains verification information, a prompt message to a communication account tied to the payment account, the verification information to prompt a reply from a user to send back a payment confirmation message; receiving by a terminal, the payment confirmation message input by the user, wherein the terminal corresponds to the communication account, and sending by the terminal via the communication account to the port number, the payment confirmation message; receiving by the server via the port number, the payment confirmation message; extracting by the server, the verification information from the port number according to the received payment confirmation message, and processing the payment order according to the verification information.
-
Citations
17 Claims
-
1. A method for on-line payment information transmission, comprising:
upon detecting a payment order which pertains to a payment account; sending by a server via a port number which contains verification information, a prompt message to a communication account which is tied to the payment account, wherein the verification information is used to prompt a reply from a user to send back a payment confirmation message; receiving by a terminal, the payment confirmation message which is input by the user in response to the received prompt message, wherein the terminal corresponds to the communication account, and sending by the terminal via the communication account to the port number, the payment confirmation message; receiving by the server via the port number, the payment confirmation message; extracting by the server, the verification information from the port number according to the received payment confirmation message, and processing the payment order according to the verification information. - View Dependent Claims (2, 3, 4, 5, 6)
-
7. A method for on-line payment information transmission, comprising:
-
upon detecting a payment order which pertains to a payment account; sending via a port number of a server, the port number contains verification information, a prompt message to a communication account which ties to the payment account, wherein the verification information is used to prompt a reply from a user to send back a payment confirmation message; the server receiving via the port number from a terminal, the payment confirmation message input by the user which corresponds to the communication account; and extracting the verification information from the server'"'"'s port number according to the received payment confirmation message, and processing the payment order according to the verification information. - View Dependent Claims (8)
-
-
9. A method for on-line payment information transmission, comprising:
-
a server performing; when a payment account generates a payment order, sending a prompt message via a port number which contains verification information to a terminal, wherein the prompt message is used to prompt a reply from a user to send back a payment confirmation message through the terminal; receiving via the port number of the server, the payment confirmation message from the terminal, wherein the payment confirmation message is input by the user in response to the received prompt message, wherein a communication account is tied to the payment account, extracting the verification information from the port number according to the payment confirmation message, and processing the payment order according to the verification information.
-
-
10. A system for on-line payment information transmission, comprising at least a server and a terminal, wherein:
-
upon detecting a payment order of a payment account, the server sends via a port number which contains verification information, a prompt message to a communication account which is tied to the payment account, wherein the verification information is used to prompt a reply from a user to send back a payment confirmation message; the terminal which is associated with the communication account, in response to receiving the prompt message from the server, also receives the payment confirmation message input by the user, wherein the payment confirmation message is sent via the communication account to the port number; the server receives the payment confirmation message via the port number, extracts the verification information from the port number according to the payment confirmation message, and then processes the payment order according to the verification information. - View Dependent Claims (11, 12, 13, 14, 15)
-
-
16. A device for on-line payment information transmission, comprises at least a processor operating in conjunction with at least a memory which stores instruction codes operable as plurality of units, wherein the plurality of units comprise:
- a transmitting unit and a receiving unit, wherein;
upon detecting a payment order which pertains to a payment account; the transmitting unit sends via a port number which contains verification information, a prompt message to a communication account which is tied to the payment account, wherein the verification information is used to prompt a reply from a user to send back a payment confirmation message; the receiving unit receives via the port number, the payment confirmation message; the processing unit extracts the verification information from the port number according to the received payment confirmation message, and processes the payment order according to the verification information. - View Dependent Claims (17)
- a transmitting unit and a receiving unit, wherein;
Specification