METHODS FOR IMPROVING CLAIMS PROCESSING FOR A VEHICLE IN AN EVENT AND DEVICES THEREOF
First Claim
1. A method for improving claims processing for a vehicle in an event, the method comprising:
- receiving, at a claims management data server device, an application code and one or more images of the vehicle captured by a photographic device in a portable computing device based on received guidance;
filling, at the claims management data server device, a claims application for a user based on the application code and the one or more images;
authenticating the claims application at the claims management data server device;
calculating, at the claims management data server device, a claim amount based on the authenticated claims application;
determining whether the calculated claim amount is approved for the claims application, at the claims management data server device, based on a stored claim limit associated with the user; and
providing, by the claims management data server device, an indication on the determination of whether the calculated claim amount is approved.
1 Assignment
0 Petitions
Accused Products
Abstract
A method, device, and non-transitory computer readable medium that improves claims processing for a vehicle in an event includes receiving an application code and one or more images of the vehicle captured by a photographic device in a portable computing device based on received guidance. A claims application for a user is filled based on the application code and the one or more images. The claims application is authenticated and a claim amount is calculated based on the authenticated claims application. A determination is made whether the calculated claim amount is approved for the claims application based on a stored claim limit associated with the user. An indication on the determination of whether the calculated claim amount is approved is provided.
5 Citations
24 Claims
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1. A method for improving claims processing for a vehicle in an event, the method comprising:
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receiving, at a claims management data server device, an application code and one or more images of the vehicle captured by a photographic device in a portable computing device based on received guidance; filling, at the claims management data server device, a claims application for a user based on the application code and the one or more images; authenticating the claims application at the claims management data server device; calculating, at the claims management data server device, a claim amount based on the authenticated claims application; determining whether the calculated claim amount is approved for the claims application, at the claims management data server device, based on a stored claim limit associated with the user; and providing, by the claims management data server device, an indication on the determination of whether the calculated claim amount is approved. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A claims management data server device, comprising:
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a memory; and a processor coupled to the memory and configured to execute programmed instructions stored in the memory, comprising; receiving an application code and one or more images of the vehicle captured by a photographic device in a portable computing device based on received guidance; filling a claims application for a user based on the application code and the one or more images; authenticating the claims application; calculating a claim amount based on the authenticated claims application; determining whether the calculated claim amount is approved for the claims application, based on a stored claim limit associated with the user; and providing an indication on the determination of whether the calculated claim amount is approved. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. A non-transitory computer readable medium having stored thereon instructions for improving claims processing for a vehicle in an event comprising machine executable code which when executed by a processor, causes the processor to perform steps comprising:
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receiving an application code and one or more images of the vehicle captured by a photographic device in a portable computing device based on received guidance; filling a claims application for a user based on the application code and the one or more images; authenticating the claims application; calculating a claim amount based on the authenticated claims application; determining whether the calculated claim amount is approved for the claims application, based on a stored claim limit associated with the user; and providing an indication on the determination of whether the calculated claim amount is approved. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24)
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Specification