Systems and Methods of SMS Bill Payment Rewards
First Claim
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1. A method comprising:
- requesting cellphone number of a customer;
requesting payment account information;
sending billing statement in an SMS message;
receiving confirmation for payment from the customer;
running payment for customer using the payment account; and
sending completed payment confirmation to customer by SMS.
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Abstract
According to example embodiments of the systems and methods of SMS bill payment rewards disclosed herein, a customer receives a bill through Short Message Service (SMS). When the customer receives the bill, she has the option to pay through the phone. If the customer pays the bill through SMS messaging through the phone, she may receive a credit such as a promotional video, as a non-limiting example.
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Citations
20 Claims
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1. A method comprising:
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requesting cellphone number of a customer; requesting payment account information; sending billing statement in an SMS message; receiving confirmation for payment from the customer; running payment for customer using the payment account; and sending completed payment confirmation to customer by SMS. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8)
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9. A tangible computer readable medium comprising instructions, the instructions for:
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requesting cellphone number of a customer; requesting payment account information; sending billing statement in an SMS message; receiving confirmation for payment from the customer; running payment for customer using the payment account; and sending completed payment confirmation to customer by SMS. - View Dependent Claims (10, 11, 12, 13, 14, 15, 16)
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17. A system comprising:
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a billing server configured to store a billing database; an encryption device configured to perform an encryption service; and a middleware module configured to construct an SMS message with encrypted billing information. - View Dependent Claims (18, 19, 20)
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Specification