DEVICE FOR FACE-KEY PURCHASING
First Claim
1. A transactional device for a customer having a personal electronic device having a camera, the device comprising:
- a customer record having;
1) electronic facial recognition identity data of such customer;
2) associated with such facial recognition identity data, commercial information sufficient to complete an electronic purchase transaction,3) a purchase processor able to receive contemporaneous facial data from such personal electronic device camera and then to complete the electronic purchase transaction using only the commercial information in the record without additional financial data being required.
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Accused Products
Abstract
The present invention teaches a purchase enabling database consisting of customer records which each contain 1) sufficient commercial information about a customer to enable an electronic purchase and 2) a face key of electronic facial recognition identity data allowing electronic comparison to a submitted facial identity code candidate. If the facial recognition of the candidate face indicates a match, the individual is able to make a commercial transaction without further exchange of financial information, thus allowing the user/customer to make a purchase. A system embodiment allows a subscribing vendor to embed facekey enablement in their own vending website/software/hardware.
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Citations
13 Claims
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1. A transactional device for a customer having a personal electronic device having a camera, the device comprising:
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a customer record having; 1) electronic facial recognition identity data of such customer; 2) associated with such facial recognition identity data, commercial information sufficient to complete an electronic purchase transaction, 3) a purchase processor able to receive contemporaneous facial data from such personal electronic device camera and then to complete the electronic purchase transaction using only the commercial information in the record without additional financial data being required. - View Dependent Claims (2, 3, 4)
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5. A method of electronic commerce offered by retailer having an electronic purchase device, for use by a customer having an electronic browsing device having a camera, the method comprising the steps of:
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providing a database having a plurality of records, each record associated with a single customer, each record having commercial information associated with such customer which commercial information is sufficient to complete a purchase transaction; each record further having biometric facial identity information associated with such customer; providing a product/service for purchase by such customer; transmitting to such customer a purchase page of such retailer; offering such customer the option of facekey checkout and proceeding with the following steps if the customer elects facekey checkout activating such camera on such customer'"'"'s electronic browsing device; recording the customer'"'"'s facial identity code candidate; transmitting the facial identity code candidate to a facial checkout portal; submitting the facial identity code candidate to a biometric facekey engine for testing; comparing the facial identity code candidate to the biometric facial identity information associated with such customer in the database; based upon the results of the comparisons of the facial identity code candidate to the biometric facial identity information associated with such customer, assigning a test outcome status to the identity code candidate; determining if the test outcome status is acceptable to such retailer; if the test outcome status is acceptable to such retailer, completing a purchase using the commercial information associated with such customer, including providing the service/shipping the product; if the test outcome status is not acceptable to such retailer, determining if the test outcome status merits raising a fraud detection flag; if the test outcome status does not merit raising a fraud detection flag, determining if such retailer wishes to offer such customer a chance to retry the facekey checkout and if so, returning to the step of offering such customer the option of facekey checkout. - View Dependent Claims (6, 7, 8, 9, 10, 11, 12, 13)
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Specification