COMPETITIVE BIDDING PLATFORM FOR VEHICLE INSURANCE
First Claim
1. A device, comprising:
- one or more processors to;
receive a request for a vehicle insurance bid,the request identifying a driver, andthe request identifying a vehicle associated with the driver;
identify, based on receiving the request, an insurer that is to be provided with vehicle insurance bidding information associated with the driver and the vehicle;
determine a subscription type associated with the insurer,the subscription type indicating a scope of the vehicle insurance bidding information that is to be provided to the insurer;
determine the vehicle insurance bidding information,the vehicle insurance bidding information being determined based on the subscription type, the request, and driver information,the driver information being information associated with the driver and/or the vehicle;
provide the vehicle insurance bidding information to an insurer device associated with the insurer;
receive a vehicle insurance bid after providing the vehicle insurance bidding information; and
provide the vehicle insurance bid,the vehicle insurance bid being provided such that the driver can purchase vehicle insurance associated with the vehicle insurance bid.
5 Assignments
0 Petitions
Accused Products
Abstract
A device may receive a request for a vehicle insurance bid including information that identifies a driver and information that identifies a vehicle associated with the driver. The device may identify an insurer that is to be provided with bidding information associated with the driver and the vehicle. The device may determine a subscription type associated with the insurer that may indicate a scope of the bidding information that is to be provided to the insurer. The device may determine the bidding information based on the subscription type, the request, and driver information associated with the driver and/or the vehicle. The device may provide the bidding information to an insurer device associated with the insurer. The device may receive a bid after providing the bidding information. The device may provide the bid such that the driver can purchase vehicle insurance associated with the bid.
23 Citations
20 Claims
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1. A device, comprising:
one or more processors to; receive a request for a vehicle insurance bid, the request identifying a driver, and the request identifying a vehicle associated with the driver; identify, based on receiving the request, an insurer that is to be provided with vehicle insurance bidding information associated with the driver and the vehicle; determine a subscription type associated with the insurer, the subscription type indicating a scope of the vehicle insurance bidding information that is to be provided to the insurer; determine the vehicle insurance bidding information, the vehicle insurance bidding information being determined based on the subscription type, the request, and driver information, the driver information being information associated with the driver and/or the vehicle; provide the vehicle insurance bidding information to an insurer device associated with the insurer; receive a vehicle insurance bid after providing the vehicle insurance bidding information; and provide the vehicle insurance bid, the vehicle insurance bid being provided such that the driver can purchase vehicle insurance associated with the vehicle insurance bid. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A computer-readable medium storing instructions, the instructions comprising:
one or more instructions that, when executed by one or more processors, cause the one or more processors to; receive a bid request for a vehicle insurance bid, the bid request including information identifying a driver and information identifying a vehicle associated with the driver; determine that an insurer is to be provided with bidding information associated with the driver and the vehicle; identify a subscription type, associated with the insurer, that indicates a scope of the bidding information; determine the bidding information based on the subscription type, the bid request, and driver information associated with the driver, the driver information being information associated with the driver and/or the vehicle; send the bidding information to an insurer device associated with the insurer; receive a vehicle insurance bid after sending the bidding information; and provide the vehicle insurance bid to allow the driver to purchase vehicle insurance based on information included in the vehicle insurance bid. - View Dependent Claims (9, 10, 11, 12, 13, 14)
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15. A method, comprising:
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receiving, by a device, a request for insurance bids, the request including information identifying a driver and information identifying a vehicle, the vehicle being associated with the driver; identifying, by the device, insurers that are to be provided with bidding information associated with the driver and the vehicle; determining, by the device, a first subscription type associated with a first insurer of the insurers, the first subscription type indicating a scope of first bidding information that is to be provided to the first insurer; determining, by the device, the first bidding information associated with the first insurer, the first bidding information being determined based on the first subscription type, the request, and driver information, the driver information being information associated with the driver and/or the vehicle; providing, by the device, the first bidding information to a first insurer device associated with the first insurer; determining, by the device, a second subscription type associated with a second insurer of the insurers, the second subscription type indicating a scope of second bidding information that is to be provided to the second insurer; determining, by the device, the second bidding information associated with the second insurer, the second bidding information being determined based on the second subscription type, the request, and the driver information; providing, by the device, the second bidding information to a second insurer device associated with the second insurer; receiving, by the device, a first insurance bid, associated with the first insurer, and a second insurance bid, associated with the second insurer; and providing, by the device and via a website, the first insurance bid and the second insurance bid, the first insurance bid and the second insurance bid being provided to permit the driver to purchase vehicle insurance associated with the first insurance bid and the second insurance bid via the website. - View Dependent Claims (16, 17, 18, 19, 20)
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Specification