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PROXIMITY TO A LOCATION AS A FORM OF AUTHENTICATION

  • US 20150302411A1
  • Filed: 04/22/2014
  • Published: 10/22/2015
  • Est. Priority Date: 04/22/2014
  • Status: Abandoned Application
First Claim
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1. A system for authenticating transactions, comprising:

  • a computer apparatus including a processor and a memory; and

    a transaction authentication module stored in the memory, executable by the processor and configured for;

    receiving a request from a user to complete a first transaction;

    determining that the first transaction corresponds to a first level of authentication, the first level of authentication permitting user authentication based at least partially on the geographic location of a transaction being geographically proximate to a mobile device associated with the user;

    receiving geographic location information for a point-of-transaction associated with the first transaction;

    receiving geographic location information for the mobile device associated with the user;

    determining whether the geographic location of the point-of-transaction is geographically proximate to the geographic location of the mobile device;

    based at least partially on the geographic location of the point-of-transaction being geographically proximate to the geographic location of the mobile device, determining that the user has satisfied the first level of authentication; and

    based at least partially on the user satisfying the first level of authentication, enabling the user to complete the first transaction.

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