INDUCTION BASED TRANSACTIONS AT A REMOTE SERVER
First Claim
11-1. The server of claim 11, wherein the secure element application is an identity application and the transaction data includes identity credentials.
1 Assignment
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Accused Products
Abstract
A method and system for conducting an online payment transaction through a point of sale device. The method includes receiving input from a user selecting an item for purchase through the point of sale device; calculating a total purchase amount for the item in response to a request from the user to purchase the item; and sending payment authorization for the total purchase amount from the point of sale device to a payment entity, in which the payment authorization is sent to the payment entity via a mobile communication device of the user. The method further includes receiving a result of the payment authorization from the payment entity through the mobile communication device; and completing the payment transaction based on the result of the payment authorization.
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Citations
20 Claims
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11-1. The server of claim 11, wherein the secure element application is an identity application and the transaction data includes identity credentials.
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20. A computer readable medium for conducting a near field communication transaction, comprising:
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computer code for receiving at a server transaction data associated with a near field communication (NFC) transaction from an NFC terminal; computer code for processing the NFC transaction at the server using the transaction data from the NFC terminal that is transmitted by a secure element coupled to a mobile device comprising a mobile device processor, mobile device memory, and mobile device transceiver, the secure element maintaining a secure element application in a secure element memory and a secure element processor that initiates, in response to a near field communication interaction of the secure element with the NFC terminal using a transceiver capable of near field communications, execution of the secure element application, wherein the secure element sends the transaction data to the NFC terminal using the NFC transceiver.
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Specification