SYSTEMS AND METHODS FOR GEO-CODED FINANCIAL ACCOUNT STATEMENT VISUALIZATION
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Abstract
Systems and methods for geo-coded financial statement visualization are disclosed. Financial account transaction history, such as credit card accounts, are geo-coded based on the merchant identification information. A map-based visualization is generated that includes the map point representative of merchant locations associated with the transactions. Additional detailed merchant information may be encoded into each map point such as address, telephone number, hours of operation, and other information not typically available from the transaction processing network.
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Citations
40 Claims
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1-20. -20. (canceled)
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21. A method of preparing a transaction visualization comprising:
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receiving, at a server within a financial account management system via a network, a request to generate a geo-coded transaction record, wherein the request comprises a start date, an end date, and at least one financial account selection; accessing, at the server within the financial account management system, a record of transactions associated with the at least one financial account for a particular time period defined by the start date and the end date, the at least one financial account associated with a customer; for each transaction in the record of transactions, obtaining identification information comprising a location of the transaction; generating, using the server within the financial account management system, a geo-coded transaction record based on the identification information for each transaction and a geographic map of a region, the geo-coded transaction record comprising a marker on the geographic map at coordinates associated with the location of the transaction, wherein the marker comprises linking information corresponding to the transaction such that selecting the marker with an input device associated with a user device causes the information corresponding to the transaction to be output to a display at the user device; and transmitting the geo-coded transaction record to the user device for display on the user device over a network, wherein the geo-coded transaction record as transmitted for display is bounded by the identification information for each transaction. - View Dependent Claims (22, 23, 24, 25, 26)
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27. A financial account transaction visualization system comprising:
a processor and an electronic database, the processor operable to execute; a customer account module storing account information corresponding to a plurality of customers in an electronic database; a transaction module storing financial transactions associated with the customer accounts in the electronic database, wherein each financial transaction comprises a location of the transaction; a geo-coding module that; receives a request to generate a geo-coded transaction record, wherein the request comprises a start date, an end date, and at least one financial account selection; and utilizes a processor to code each transaction associated with the at least one selected financial account occurring between the start date and the end date to a set of geographical coordinates based on the location of the transaction; and a visualization module that outputs the geo-coded transaction record based on the request and a geographic map of a region, the geo-coded transaction record comprising a marker on the geographic map at coordinates associated with the location of the transaction, wherein the marker comprises linking information corresponding to the transaction such that selecting the marker with an input device associated with a user device causes the information corresponding to the transaction to be output to a display at the user device, wherein the geo-coded transaction record is bounded by the location of each transaction. - View Dependent Claims (28, 29, 30)
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31. A network-based financial account visualization system comprising:
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a processor and an electronic database of transactional history, the processor operable to execute; a first interface that accesses the electronic database of transactional history for a plurality of customer financial accounts, wherein the transaction history includes a plurality of transactions and each transaction includes a merchant identifier; a second interface that accesses an electronic database of merchant identification information that stores merchant identification information of merchants associated with transactions in the transactional history, wherein the merchant identification information comprises a merchant location and a merchant identifier; a geographic mapping module that utilizes a processor to geo-code transactions accessed by the first interface to merchant identification information in map-based visualizations, wherein each transaction of the first interface is linked to a merchant location of the second interface using the corresponding merchant identifier; and an output module that outputs map-based visualizations in a bounded map over a communications network, wherein the output map-based visualizations are output if the transaction associated with the map-based visualization falls between a user-input start date and a user-input end date and is associated with at least one user-selected financial account, and wherein bounded map is bounded by the identification associated with each of the output map-based visualizations, wherein the map-based visualizations comprise a marker on the geographic map at coordinates associated with the location of the transaction, wherein the marker comprises linking information corresponding to the transaction such that selecting the marker with an input device associated with a user device causes the information corresponding to the transaction to be output to a display at the user device. - View Dependent Claims (32, 33, 34, 35, 36, 37, 38, 39, 40)
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Specification