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System and Method of Generating and Using Bilaterally Generated Variable Instant Passwords

  • US 20150319159A1
  • Filed: 06/12/2015
  • Published: 11/05/2015
  • Est. Priority Date: 04/02/2007
  • Status: Active Grant
First Claim
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1. A method of authenticating a USER and a SERVICE PROVIDER using variable passwords, the method comprising:

  • storing an authentication device comprised of a primary variable character set and at least one secondary variable character set that is a derivative of the primary variable character set in the memory of at least one device;

    the primary variable character set is comprised of at least one member of a group consisting of a master variable character set, and a variable character set;

    the secondary variable character set is comprised of at least one member of a group consisting of a variable character set, a sub variable character set, and a sub variable character set of level 2 or more;

    the primary character set and the at least one secondary variable character set are comprised of a plurality of character units, each of the plurality of character units is associated with a unique character unit serial number;

    establishing a connection between a USER and a SERVICE PROVIDER;

    requesting a USER name from the USER;

    in response to the USER name entered by the USER, the SERVICE PROVIDER identifies the primary variable character set and the at least one secondary variable character set associated with the USER name and issues a CALL to the USER, wherein the CALL is comprised of two or more randomly selected character unit serial numbers selected from the secondary variable character set;

    in response to the CALL, the USER enters a password comprised of the character units associated with the character unit serial numbers of the CALL;

    verifying the password entered by the USER by comparing the character units thereof against the character units associated with the character unit serial numbers of the secondary variable character set used for the CALL; and

    authenticating the USER upon receiving a valid password.

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