SYSTEMS AND METHODS FOR PROVIDING AN INTEGRATED IDENTIFIER

• US 20150326580A1
• Filed: 02/09/2015
• Published: 11/12/2015
• Est. Priority Date: 06/26/2008
• Status: Active Grant

• Current Assignee: Experian Marketing Solutions, LLC (Experian plc)
• Original Assignee: Experian Marketing Solutions Incorporated (Experian plc)
• Inventors: McMillan, Helen, Sumida, Timothy, McVey, Michael Charles, Skurtovich, John Lawrence, Kress, Anita
• Granted Patent: US 10,075,446 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/284 Relational databases
• CPC Class Codes: G06F 2221/2149 Restricted operating environment
• CPC Class Codes: G06Q 10/10 Office automation; Time management
• CPC Class Codes: G16H 10/60 for patient-specific data, e.g. for electronic patient records
• CPC Class Codes: G16Z 99/00 Subject matter not provided for in other main groups of this subclass
• CPC Class Codes: H04L 63/102 Entity profiles
• CPC Class Codes: H04L 67/10 in which an application is distributed across nodes in the network software deployment G06F8/60; multiprogramming arrangements G06F9/46

Abstract

Embodiments described herein provide systems and methods to streamline the mechanism by which data users access differently regulated data through the use of one or more integrated identifiers. The integrated identifiers lessen or eliminate the need to separately maintain one set of identifiers for regulated data and another set for non-regulated data. The methods and systems may be applicable in various credit and healthcare contexts where regulations over data use are prevalent. In one or more embodiments, a data user receives a unique integrated identifier for each of the data user'"'"'s current or prospective customers, and the integrated identifiers can be used to persistently identify and track the customers over time and across applications that access regulated and/or non-regulated data. In the healthcare context, a healthcare provider may utilize a patient ID as the integrated identifier. To protect privacy, the integrated identifier may not include social security numbers or birthdates.

Claims

1. (canceled)

16. The method of claim 1, wherein the entity comprises a person.

17. The method of claim 1, wherein the entity comprises a business.

2. A method comprising:

accessing, by a computing system having one or more computer processors, a first data store storing a first plurality of data identifiers associated with respective first data items of respective entities;

accessing, by the computing system, a second data store storing a second plurality of data identifiers associated with respective second data items of at least some of the respective entities, wherein the first data items are associated with first access rights different than second access rights associated with the second data items;

identifying, by the computing system, one or more of the first plurality of data identifiers each associated with a single entity;

identifying, by the computing system, one or more of the second plurality of data identifiers each associated with the single entity; and

associating, by the computing system, the identified one or more of the first plurality of data identifiers and the identified one or more of the second one or more data identifiers with an integrated data identifier, wherein the integrated data identifier is usable by a third party to permit access to

first data items of the single entity from the first data store according to the first access rights and without the third party providing the one or more of the first data identifiers; and

second data items of the single entity from the second data store according to the second access rights, without the third party providing the one or more of the second data identifiers.

3. The method of claim 2, wherein at least one of the first access rights and the second access rights include legal restrictions forbidding linkage of the first data items in direct association with the second data items.

4. The method of claim 2, wherein the first data items comprise credit data items and the second data items comprise marketing data items.

5. The method of claim 2, wherein the first data items comprise data items that are subject to regulations on access.

6. The method of claim 5, wherein the second data items comprise data items that are not subject to regulations on access.

7. The method of claim 2, wherein the single entity comprises a person.

8. The method of claim 2, wherein the single entity comprises a business.

9. The method of claim 2, wherein the one or more of the first plurality of data identifiers each associated with the single entity comprises a first data identifier associated with a business and the second one or more of the first plurality of data identifiers each associated with the single entity comprises a second data identifier associated with an individual.

10. The method of claim 2, wherein the integrated data identifier does not include personally identifiable information of the single entity.

11. The method of claim 2, wherein the integrated data identifier comprises a medical record number of the single entity.

12. A method comprising:

by a computing system having one or more hardware computer processors executing software instructions stored on a tangible medium;

receiving, from a requesting entity, an integrated identifier associated with an entity and a request for data records associated with the entity;

accessing linkage data in a data store;

identify, in the linkage data, the integrated identifier, the linkage data further including, associated with the integrated identifier,

a first identifier of the entity usable to access first data records associated with the first entity from a first data source; and

a second identifier of the entity usable to access second data records associated with the first entity from a second data source, wherein the first data records are prohibited from combining with the second data records;

in response to determining that the request for data records requests first data records associated with the entity;

transmitting the first identifier of the entity to the first data source with a request for the first data records of the entity;

receiving the first data records of the entity from the first data source;

in response to determining that the request for data records requests second data records associated with the entity;

transmitting the second identifier of the entity to the second data source with a request for the second data records of the entity; and

receiving the second data records of the entity from the second data source.

13. The method of claim 12, further comprising:

transmitting, to the requesting entity, each of the first data records and/or second data records received from the respective first data source or second data source.

14. The method of claim 12, wherein the first data records comprise credit data.

15. The method of claim 12, wherein the first data records comprise regulated data and the second data records comprise unregulated data records.