Methods and Systems of Authenticating Reviews

• US 20150332353A1
• Filed: 05/14/2014
• Published: 11/19/2015
• Est. Priority Date: 05/14/2014
• Status: Abandoned Application

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: Chauhan, Rohit
• Application Number:
  US14/277,345
• Publication Number:
  US 20150332353A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 30/0282 Rating or review of business operators or products

Abstract

Systems and method for authenticating reviews are disclosed. One exemplary method includes receiving a request to authenticate a review. The review related to at least one of a commodity and a merchant. The exemplary method further includes identifying a payment account having a first transaction associated with the at least one of the commodity and the merchant. The payment account is associated with the consumer. The exemplary method includes requesting confirmation of a detail of a second transaction to the payment account, the second transaction being different than the first transaction, and issuing, by the server, an authentication for the review, when the detail of the second transaction is confirmed.

Claims

1. A method of authenticating a review provided by a consumer, the method comprising:

receiving, at a server, a request to authenticate a review, the review related to at least one of a commodity and a merchant;

identifying, at the server, a payment account having a first transaction associated with the at least one of the commodity and the merchant, the payment account associated with the consumer;

requesting confirmation of a detail of a second transaction to the payment account, the second transaction being different than the first transaction; and

issuing, by the server, an authentication for the review, when the detail of the second transaction is confirmed.

2. The method of claim 1, wherein identifying the payment account includes requesting details of the first transaction associated with the at least one of the commodity and the merchant.

3. The method of claim 2, wherein identifying the payment account further includes receiving, from the consumer, the details of the first transaction and searching, in a memory of the server, for the payment account based on the details of the first transaction.

4. The method of claim 3, wherein the details of the first transaction include at least one of a name of the merchant involved in the first transaction, a location of the first transaction, a date of the first transaction, a time of the first transaction, and an amount of the first transaction.

5. The method of claim 2, wherein requesting details of the first transaction includes causing to be displayed, at a computing device associated with the consumer, a page including at least one question regarding the first transaction.

6. The method of claim 1, wherein requesting confirmation of the detail of the second transaction includes causing to be displayed, at a computing device of the consumer, a page including at least one question related to the second transaction.

7. The method of claim 1, wherein requesting confirmation of the detail of the second transaction includes posing at least one question, to the consumer associated with the first transaction, related to an amount or a location of the second transaction.

8. The method of claim 7, wherein the second transaction includes multiple transactions to the payment account;

and

wherein requesting confirmation of the detail of the second transaction includes requesting confirmation of a detail for each of the multiple transactions.

9. The method of claim 1, wherein issuing the authentication for the review includes communicating the authentication to a review entity, for publication with the review.

10. A system for authenticating reviews of commodities and/or merchants, the system comprising:

a memory configured to store transactions to a payment account, the transactions including a first transaction and a second transaction, the first transaction associated with at least one of a commodity and a merchant;

a processor configured to;

receive a request to authenticate a review for the at least one of the commodity and the merchant;

identify the payment account based on details of the first transaction,

confirm details for the second transaction stored for the payment account; and

issue an authentication for the review, when the details for the second transaction are confirmed.

11. The system of claim 10, wherein the processor is configured to receive details related to the first transaction, via a network interface coupled to the processor, and to search, in the memory, for the payment account based on the received details related to the first transaction, to thereby identify the payment account.

12. The system of claim 10, wherein the request includes details related to the first transaction, and the processor is configured to identify the payment account based on the details included in the request.

13. The system of claim 12, wherein the details of the first transaction include one or more of a name of the merchant associated with the first transaction, a location of the first transaction, a date of the first transaction, a time of the first transaction, an amount of the first transaction, and an identification of a payment device used in the first transaction.

14. The system of claim 10, wherein the request includes an account number for the payment account, and the processor is configured to identify the payment account based on the account number.

15. The system of claim 10, wherein the processor is further configured to associate the authentication with the review.

16. The system of claim 10, wherein the processor is configured to cause to be displayed, at a computing device of the consumer, a page including at least one question related to the second transaction.