SYSTEMS AND METHODS FOR LINKING DEVICES TO USER ACCOUNTS
First Claim
Patent Images
1. A method of binding a device to a user account, comprising:
- sending a binding challenge to a magnetic stripe transporter (MST);
receiving a response from the MST;
sending a binding request to a server;
receiving a binding token from the server in response to the binding request; and
sending the binding token to the MST for use in binding the MST to the user account.
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Abstract
A device, system and method for uniquely binding a MST to a user account to load and securely store a magnetic stripe card data for transmission to a merchant'"'"'s point of sale (POS) terminal, checkout system, or other MSR device. The system provides a convenient buying experience for buyers, and secure and informative transactions for sellers.
75 Citations
21 Claims
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1. A method of binding a device to a user account, comprising:
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sending a binding challenge to a magnetic stripe transporter (MST); receiving a response from the MST; sending a binding request to a server; receiving a binding token from the server in response to the binding request; and sending the binding token to the MST for use in binding the MST to the user account. - View Dependent Claims (2, 3, 4, 5)
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6. A method of binding a device to a user account, comprising:
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receiving a binding challenge from a computing device; sending a response to the binding challenge to the computing device; receiving a binding token generated by a server from the computing device; verifying the binding token; and binding the device to the user account in response to the verification of the binding token. - View Dependent Claims (7, 8, 9, 10, 11)
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12. A method of binding a device to a user account, comprising:
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receiving a binding request including user input and information corresponding to a magnetic stripe transporter (MST); authenticating a user with the user account based on the user input; determining whether the information corresponding to the MST is valid and the MST is not bound to a second user account; and sending a binding token for use in binding the MST to the user account in response to the information corresponding to the MST being valid and the MST not being bound to the second user account. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19, 20, 21)
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Specification