PEER TO PEER CHAT BASED COMMERCE SYSTEM

• US 20150371173A1
• Filed: 06/18/2015
• Published: 12/24/2015
• Est. Priority Date: 06/19/2014
• Status: Abandoned Application

• Current Assignee: Sensay, Inc.
• Original Assignee: Sensay, Inc.
• Inventors: JALALI, ARIEL
• Application Number:
  US14/744,021
• Publication Number:
  US 20150371173A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/063112 Skill-based matching of a person or a group to a task
• CPC Class Codes: G06Q 20/027 involving a payment switch or gateway
• CPC Class Codes: G06Q 20/12 specially adapted for electronic shopping systems
• CPC Class Codes: G06Q 20/223 based on the use of peer-to-peer networks
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/386 using messaging services or messaging apps using mobile network messaging services for payment, e.g. SMS G06Q20/3255
• CPC Class Codes: H04L 51/046 Interoperability with other network applications or services
• CPC Class Codes: H04L 67/306 User profiles
• CPC Class Codes: H04L 67/53 using third party service providers

Abstract

A peer to peer chat based commerce system to buy and sell knowledge, digital and physical assets, exchanged by consumer-users and merchant-users via web-enabled devices transmitting through a communications gateway. The chat conversation is analyzed and parsed by a chat engine and salient information is stored on a database, where a matching engine and user engine work to match the consumer-user with a need for the knowledge to the merchant-user with an asset such as skills, expertise, knowledge or the like. The system the enables the consumer-user and merchant-user to exchange respective assets, such as payment in exchange for knowledge.

Claims

1. A peer to peer chat based commerce system for a consumer-user and a merchant-user to exchange skills for assets via respective web enabled devices, comprising:

a database memory storing data selected from a list of attributes consisting of users, chats, transactions messages, assets, personas, skills, and ratings;

a processor including a matching engine, a user engine, and a chat engine each interfacing the database;

a communication gateway including digital telecommunications means interfacing at least one of the matching engine, the user engine, and the chat engine;

a consumer message containing at least one of a comment and rating, and a consumer asset, resident on the consumer-user device, interfacing via the communication gateway with the database;

a merchant message containing at least one of a comment and rating, and a merchant skill, resident on the merchant-user device, interfacing via the communication gateway with the database;

at least one of the matching engine, user engine, and chat engine analyzing the database and based on the list of attributes, matching a consumer-user to a merchant-user; and

wherein the consumer-user delivers the consumer asset to the merchant-user, and the merchant-user delivers merchant skills to the consumer-user.

2. The peer to peer chat based commerce system of claim 1, wherein a third party system resident on a digital device discrete from the system, interfaces with the user engine for conducting financial transactions to digitally transfer assets between the consumer-user and the merchant-user.

3. The peer to peer chat based commerce system of claim 1, wherein a third party application resident on a digital device discrete from the system, interfaces with the communication gateway to access the chat engine.

4. The peer to peer chat based commerce system of claim 1, wherein the consumer-user via the web enabled device generates a need and the merchant-user via the web enabled device generates a skill, the devices interfacing with the communications gateway to the chat engine.

5. A computer implemented method for a peer to peer chat based commerce system for a consumer-user and a merchant-user to exchange skills for assets via respective web enabled devices, comprising:

providing a database memory storing data selected from a list of attributes consisting of users, chats, transactions messages, assets, personas, skills, and ratings;

providing a processor including a matching engine, a user engine, and a chat engine each interfacing the database;

providing a communication gateway including digital telecommunications means interfacing at least one of the matching engine, the user engine, and the chat engine;

providing a consumer message containing at least one of a comment and rating, and a consumer asset, resident on the consumer-user device, interfacing via the communication gateway with the database;

providing a merchant message containing at least one of a comment and rating, and a merchant skill, resident on the merchant-user device, interfacing via the communication gateway with the database;

processing via at least one of the matching engine, user engine, and chat engine to analyze the database based on the list of attributes, matching a consumer-user to a merchant-user;

delivering the consumer asset to the merchant-user from the consumer-user; and

delivering merchant skills to the consumer-user from the merchant-user.