E-MAILED RECEIPT GRAB AND STORAGE FOR CONSUMER TRACKING OF EXPENDITURES
First Claim
1. A method of recording a consumer'"'"'s historical expenditures, the method comprising:
- accessing, using a processing device, incoming email associated with a consumer;
identifying, using the processing device, a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network;
linking, using the processing device, the receipt to a transaction record generated by an acquirer within the payment network based on an indicator that the receipt and the transaction record were generated in response to the cashless transaction; and
embedding, using the processing device, the receipt with data from the transaction record associated with the payment network.
1 Assignment
0 Petitions
Accused Products
Abstract
A computer-implemented method and system for recording a consumer'"'"'s historical expenditures includes accessing incoming email associated with a consumer, identifying a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network, linking the receipt to a transaction record generated by an acquirer within the payment network based on an indicator that the receipt and the transaction record were generated in response to the cashless transaction, and embedding the receipt with data from the transaction record associated with the payment network.
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Citations
20 Claims
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1. A method of recording a consumer'"'"'s historical expenditures, the method comprising:
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accessing, using a processing device, incoming email associated with a consumer; identifying, using the processing device, a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network; linking, using the processing device, the receipt to a transaction record generated by an acquirer within the payment network based on an indicator that the receipt and the transaction record were generated in response to the cashless transaction; and embedding, using the processing device, the receipt with data from the transaction record associated with the payment network. - View Dependent Claims (2, 3, 4, 5, 6, 7)
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8. A system to record details of a consumer'"'"'s historical expenditures, the system comprising:
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a processing device; and memory to store instructions that, when executed by the processing device, cause the processing device to perform operations comprising; accessing incoming email associated with a consumer; identifying a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network; linking the receipt to a transaction record generated by an acquirer within the payment network based on an indicator that the receipt and the transaction record were generated in response to the cashless transaction; and embedding the receipt with data from the transaction record associated with the payment network. - View Dependent Claims (9, 10, 11, 12, 13)
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14. A non-transitory computer-readable storage medium storing instructions that, when executed by a processing device, cause the processing device to record a consumer'"'"'s historical expenditures by performing a computer process comprising the operations:
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accessing incoming email associated with a consumer; identifying a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network; linking the receipt to a transaction record generated by an acquirer within the payment network based on an indicator that the receipt and the transaction record were generated in response to the cashless transaction; and embedding the receipt with data from the transaction record associated with the payment network. - View Dependent Claims (15, 16, 17, 18)
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19. A method of recording a consumer'"'"'s historical expenditures, the method comprising:
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accessing, using a processing device, incoming email associated with a consumer; identifying, using the processing device, a receipt in the incoming email that was emailed from a merchant to the consumer in response to completing a cashless transaction associated with a payment network; providing, using a server device, a merchant look-up table comprising records of a plurality of known merchants, each record comprising additional details for each of the plurality of known merchants, wherein the merchant look-up table is associated with the payment network; linking, using the processing device, the receipt to one of the records from the merchant look-up table based on an indicator that the corresponding known merchant associated with the linked record corresponds to the merchant that mailed the receipt; and embedding, using the processing device, the receipt with additional details associated with the corresponding known merchant from the merchant look-up table. - View Dependent Claims (20)
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Specification