METHOD AND SYSTEM FOR GENERATING GEOGRAPHIC POLYGONS USING PURCHASE DATA

• US 20150379537A1
• Filed: 06/27/2014
• Published: 12/31/2015
• Est. Priority Date: 06/27/2014
• Status: Abandoned Application

• Current Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Original Assignee: Mastercard International Incorporated (MasterCard Incorporated)
• Inventors: GHOSH, Debashis
• Application Number:
  US14/317,456
• Publication Number:
  US 20150379537A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 16/29 Geographical information databases
• CPC Class Codes: G06F 16/904 Browsing; Visualisation therefor for navigating the web G06F16/954; browsing optimisation for the web G06F16/957
• CPC Class Codes: G06Q 30/0205 Location or geographical consideration

Abstract

A method for generating a consumer polygon map includes: storing a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including a consumer identifier and a plurality of transaction data entries, each transaction data entry including data related to a payment transaction involving the related consumer including transaction data and a geographic location; receiving a request for a consumer polygon, wherein the request for a consumer polygon includes a specific consumer identifier; identifying a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; and generating a polygon map for the consumer related to the specific consumer profile, wherein the polygon map includes a plurality of polygon vertices, each polygon vertex being at a geographic location corresponding to a geographic location included in a transaction data entry included in the specific consumer profile.

Claims

1. A method for generating a consumer polygon map, comprising:

storing, in a profile database, a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a consumer identifier and a plurality of transaction data entries, each transaction data entry including data related to a payment transaction involving the related consumer including at least transaction data and a geographic location;

receiving, by a receiving device, a request for a consumer polygon, wherein the request for a consumer polygon includes at least a specific consumer identifier;

identifying, in the profile database, a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier; and

generating, by a processing device, a polygon map for the consumer related to the specific consumer profile, wherein the polygon map includes a plurality of polygon vertices, each polygon vertex being at a geographic location corresponding to a geographic location included in a transaction data entry included in the specific consumer profile.

2. The method of claim 1, wherein each polygon vertex included in the generated polygon map is within a predetermined geographic distance from each other polygon vertex.

3. The method of claim 1, wherein

each transaction data entry further includes a transaction time and/or date, and

each polygon vertex included in the generated polygon map is associated with the transaction time and/or date included in the corresponding transaction data entry included in the specific consumer profile.

4. The method of claim 3, wherein the generated polygon map includes a plurality of polygon sides, each polygon side connecting at least two polygon vertices, the two polygon vertices including consecutive transaction times and/or dates.

5. The method of claim 1, wherein

each transaction data entry further includes a transaction time and/or date, and

each polygon vertex included in the generated polygon map corresponds to a transaction data entry included in the specific consumer profile including a transaction time and/or date within a predetermined period of time.

6. The method of claim 1, further comprising:

transmitting, by a transmitting device, the generated polygon map.

7. The method of claim 1, further comprising:

analyzing, by the processing device, the geographic location included in each transaction data entry included in the specific consumer profile to identify a plurality of frequent geographic locations associated with the related consumer, wherein

the geographic location for each polygon vertex is an identified frequent geographic location.

8. The method of claim 1, wherein

the request for a consumer polygon further includes a specific transaction criteria, and

the transaction data included in each transaction data entry corresponding to a polygon vertex includes the specific transaction criteria.

9. The method of claim 8, wherein the request for a consumer polygon further includes one or more additional transaction criteria, and the method further comprises:

generating, by the processing device, an additional polygon maps for the consumer related to the specific consumer profile for each of the one or more additional transaction criteria, wherein each of the one or more additional polygon maps includes a plurality of polygon vertices, each polygon vertex being at a geographic location corresponding to a geographic location included in a transaction data entry included in the specific consumer profile where the included transaction data includes the respective additional transaction criteria.

10. The method of claim 8, further comprising:

generating, by the processing device, a plurality of polygon maps for a plurality of consumers; and

aggregating, by the processing device, sets of polygon maps based on at least one of;

similarity of polygons, overlap of polygons, common demographics, and common transaction profiles.

11. A system for generating a consumer polygon map, comprising:

a profile database configured to store a plurality of consumer profiles, wherein each consumer profile includes data related to a consumer including at least a consumer identifier and a plurality of transaction data entries, each transaction data entry including data related to a payment transaction involving the related consumer including at least transaction data and a geographic location;

a receiving device configured to receive a request for a consumer polygon, wherein the request for a consumer polygon includes at least a specific consumer identifier; and

a processing device configured to

identify, in the profile database, a specific consumer profile where the included consumer identifier corresponds to the specific consumer identifier, and

generate a polygon map for the consumer related to the specific consumer profile, wherein the polygon map includes a plurality of polygon vertices, each polygon vertex being at a geographic location corresponding to a geographic location included in a transaction data entry included in the specific consumer profile.

12. The system of claim 11, wherein each polygon vertex included in the generated polygon map is within a predetermined geographic distance from each other polygon vertex.

13. The system of claim 11, wherein

each transaction data entry further includes a transaction time and/or date, and

each polygon vertex included in the generated polygon map is associated with the transaction time and/or date included in the corresponding transaction data entry included in the specific consumer profile.

14. The system of claim 13, wherein the generated polygon map includes a plurality of polygon sides, each polygon side connecting at least two polygon vertices, the two polygon vertices including consecutive transaction times and/or dates.

15. The system of claim 11, wherein

each transaction data entry further includes a transaction time and/or date, and

each polygon vertex included in the generated polygon map corresponds to a transaction data entry included in the specific consumer profile including a transaction time and/or date within a predetermined period of time.

16. The system of claim 11, further comprising:

a transmitting device configured to transmit the generated polygon map.

17. The system of claim 11, wherein

the processing device is further configured to analyze the geographic location included in each transaction data entry included in the specific consumer profile to identify a plurality of frequent geographic locations associated with the related consumer, and

the geographic location for each polygon vertex is an identified frequent geographic location.

18. The system of claim 11, wherein

the request for a consumer polygon further includes a specific transaction criteria, and

the transaction data included in each transaction data entry corresponding to a polygon vertex includes the specific transaction criteria.

19. The system of claim 18, wherein

the request for a consumer polygon further includes one or more additional transaction criteria, and

the processing device is further configured to generate an additional polygon maps for the consumer related to the specific consumer profile for each of the one or more additional transaction criteria, wherein each of the one or more additional polygon maps includes a plurality of polygon vertices, each polygon vertex being at a geographic location corresponding to a geographic location included in a transaction data entry included in the specific consumer profile where the included transaction data includes the respective additional transaction criteria.

20. The system of claim 18, wherein the processing device is further configured to

generate a plurality of polygon maps for a plurality of consumers, and

aggregate sets of polygon maps based on at least one of:

similarity of polygons, overlap of polygons, common demographics, and common transaction profiles.