CLASSIFY MOBILE PAYMENT AS RECORDS

• US 20160019525A1
• Filed: 01/22/2015
• Published: 01/21/2016
• Est. Priority Date: 07/15/2014
• Status: Abandoned Application

• Current Assignee: International Business Machines Corporation
• Original Assignee: International Business Machines Corporation
• Inventors: Lin, Lijing E.
• Application Number:
  US14/602,326
• Publication Number:
  US 20160019525A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

A method, a computer program product, and a computer system for classifying mobile payments as records are provided. When a payment transaction is made via a mobile device, the mobile device sends a payment receipt, as well as payment time and location, to a remote records management server for automatic declaration and classification. Four record classification schemes, which make search, retention, and disposition more efficient, are disclosed. The four schemes are amount-based, timing-based, location-based, and combination of amount/timing/location.

Claims

1. A method for classifying mobile payments as records, the method comprising:

creating, by a server, a record container based on a classification scheme, wherein the classification scheme is one of;

amount-based, timing-based, location-based, and a combination thereof; and

storing, by the server, a payment receipt from a mobile device as a record into the record container.

2. The method of claim 1, further comprising:

in response to making a payment, capturing, by the mobile device, the payment receipt; and

sending, by the mobile device, the payment receipt to the server.

3. The method of claim 1, wherein the payment receipt includes location and time information of the payment.

4. The method of claim 1, wherein the server receives the payment receipt from the mobile device via a wireless network.