CLASSIFY MOBILE PAYMENT AS RECORDS

• US 20160019656A1
• Filed: 07/15/2014
• Published: 01/21/2016
• Est. Priority Date: 07/15/2014
• Status: Abandoned Application

• Current Assignee: International Business Machines Corporation
• Original Assignee: International Business Machines Corporation
• Inventors: Lin, Lijing E.
• Application Number:
  US14/331,540
• Publication Number:
  US 20160019656A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/322 Aspects of commerce using mobile devices [M-devices]
• CPC Class Codes: G06Q 20/3223 Realising banking transactions through M-devices
• CPC Class Codes: G06Q 40/12 Accounting

Abstract

A method, a computer program product, and a computer system for classifying mobile payments as records are provided. When a payment transaction is made via a mobile device, the mobile device sends a payment receipt, as well as payment time and location, to a remote records management server for automatic declaration and classification. Four record classification schemes, which make search, retention, and disposition more efficient, are disclosed. The four schemes are amount-based, timing-based, location-based, and combination of amount/timing/location.

Claims

1-4. -4. (canceled)

5. A computer program product for classifying mobile payments as records, the computer program product comprising a computer readable storage medium having program code embodied therewith, the program code executable to:

create, by a server, a record container based on a classification scheme, wherein the classification scheme is one of;

amount-based, timing-based, location-based, and a combination thereof; and

storing, by the server, a payment receipt from a mobile device as a record into the record container.

6. The computer program product of claim 5, further comprising:

in response to making a payment, capture, by the mobile device, the payment receipt; and

send, by the mobile device, the payment receipt to the server.

7. The computer program product of claim 5, wherein the payment receipt includes location and time information of the payment.

8. The computer program product of claim 5, wherein the server receives the payment receipt from the mobile device via a wireless network.

9. A computer system for classifying mobile payments as records, the computer system comprising:

one or more processors, one or more computer-readable tangible storage devices, and program instructions stored on at least one of the one or more computer-readable tangible storage devices for execution by at least one of the one or more processors, the program instructions executable to;

create, by a server, a record container based on a classification scheme, wherein the classification scheme is one of;

amount-based, timing-based, location-based, and a combination thereof; and

storing, by the server, a payment receipt from a mobile device as a record into the record container.

10. The computer system of claim 9, further comprising the program instructions executable to:

in response to making a payment, capture, by the mobile device, the payment receipt; and

send, by the mobile device, the payment receipt to the server.

11. The computer system of claim 9, wherein the payment receipt includes location and time information of the payment.

12. The computer system of claim 9, wherein the server receives the payment receipt from the mobile device via a wireless network.