SYSTEMS AND METHODS FOR EXTENDING IDENTITY ATTRIBUTES AND AUTHENTICATION FACTORS IN AN ePAYMENT ADDRESS REGISTRY
First Claim
1. A system for improving an efficiency of electronic information transfers, comprising:
- a plurality of electronic servers connected to a communication network, each electronic server comprising a non-transitory memory storing computer-readable instructions that, when executed by a processor, cause the plurality of electronic servers to;
receive transaction information from a first entity computer of a first entity via the communication network, the transaction information including a unique identifier associated with at least one of the first entity and a second entity, the transaction information indicating a transfer of asset information among the first entity and the second entity,aggregate the received transaction information from the first entity computer with previous transaction information, andgenerate and transmit, over the communication network, a communication that includes at least a portion of the transaction information received from the first entity computer; and
a second entity computer of the second entity connected to the communication network, the second entity computer configured to receive the communication via the communication network and electronically complete the indicated transfer responsive to the received communication.
2 Assignments
0 Petitions
Accused Products
Abstract
The present invention relates to a network of registries that are: synchronized in whole or in part to a root registry; and are compilations of registrant data from accredited Identity Providers that accept liability for registering verified and accurate identity attributes. Registries associate a unique identifier with: a financial account owner'"'"'s Personally Identifying Information; one or more linked publicly discoverable ePayment addresses to an account at a Financial Institution and a financial account owner'"'"'s profile of preferences related to the capture, handling, transfer and storage of monetary and informational assets. Preferences extensions include: operating instructions and rule sets; and authentication factors that may make use of time sensitive data at one or more institutions.
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Citations
30 Claims
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1. A system for improving an efficiency of electronic information transfers, comprising:
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a plurality of electronic servers connected to a communication network, each electronic server comprising a non-transitory memory storing computer-readable instructions that, when executed by a processor, cause the plurality of electronic servers to; receive transaction information from a first entity computer of a first entity via the communication network, the transaction information including a unique identifier associated with at least one of the first entity and a second entity, the transaction information indicating a transfer of asset information among the first entity and the second entity, aggregate the received transaction information from the first entity computer with previous transaction information, and generate and transmit, over the communication network, a communication that includes at least a portion of the transaction information received from the first entity computer; and a second entity computer of the second entity connected to the communication network, the second entity computer configured to receive the communication via the communication network and electronically complete the indicated transfer responsive to the received communication. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16)
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17. An automated computer-implemented method for improving an efficiency of electronic information transfers via a plurality of electronic servers connected to a communication network, each electronic server comprising a non-transitory memory storing computer-readable instructions executed by a processor, the method comprising:
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receiving, by the plurality of electronic servers, transaction information from a first entity computer of a first entity via the communication network, the transaction information including a unique identifier associated with at least one of the first entity and a second entity, the transaction information indicating a transfer of asset information among the first entity and the second entity; aggregating, by the plurality of electronic servers, the received transaction information from the first entity computer with previous transaction information; generating and transmitting, by the plurality of electronic servers, over the communication network, a communication that includes at least a portion of the transaction information received from the first entity computer; receiving, by a second entity computer of the second entity connected to the communication network, the communication via the communication network; and electronically completing, by the second entity computer, the indicated transfer responsive to the received communication. - View Dependent Claims (18, 19, 20, 21, 22, 23, 24, 25, 26, 27, 28, 29)
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30. A non-transitory computer-readable storage medium programmed to include computer readable instructions that, when executed by one or more processors, cause a plurality of electronic servers to perform functions including functions to:
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receive transaction information from a first entity computer of a first entity via a communication network, the transaction information including a unique identifier associated with at least one of the first entity and a second entity, the transaction information indicating a transfer of asset information among the first entity and the second entity; aggregate the received transaction information from the first entity computer with previous transaction information; and generate and transmit, over the communication network, a communication that includes at least a portion of the transaction information received from the first entity computer, wherein execution of the computer readable instructions by the one or more processors further cause a second entity computer of the second entity connected to the communication network to perform functions including functions to receive the communication via the communication network and electronically complete the indicated transfer responsive to the received communication.
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Specification