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Methods and systems for deal structuring for automobile dealers

  • US 20160042450A1
  • Filed: 06/09/2015
  • Published: 02/11/2016
  • Est. Priority Date: 08/15/2001
  • Status: Abandoned Application
First Claim
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1. A method for determining a vehicle financing agreement, comprising:

  • providing access to a database that stores information of a plurality of vehicles and deal guidelines associated with a dealer;

    from a group of vehicle reliability classifications, determining a vehicle reliability classification that indicates a reliability for each vehicle in the plurality of vehicles based on the information and according to a set of classification rules;

    upon receiving a request for a financing agreement associated with a first of the plurality of vehicles, automatically determining a term and an advance amount of the vehicle financing deal based on the classification determined for the first of the plurality of vehicles;

    determining whether the vehicle financing deal is in compliant with the deal guidelines associated with the dealer; and

    upon determining that the vehicle financing deal is not in compliant with the deal guidelines associated with the dealer, providing an interface comprising a cartoon character to guide the dealer to adjust different deal structure parameters of the vehicle financing deal.

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