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Simple in-store payments

  • US 20160048821A1
  • Filed: 08/13/2014
  • Published: 02/18/2016
  • Est. Priority Date: 08/13/2014
  • Status: Active Grant
First Claim
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1. A computer-implemented method performed by a data processing apparatus, the method comprising:

  • receiving a customer identifier and a point-of-sale identifier;

    determining a user payment account based on the customer identifier, wherein the user payment account is associated with a customer identified by the customer identifier;

    receiving transaction data for a transaction for the customer created using the point-of-sale card at a point-of-sale computing device, wherein the transaction data includes a purchase total; and

    authorizing the transaction.

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