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SELFIE FINANCIAL SECURITY TRANSACTION SYSTEM

  • US 20160071101A1
  • Filed: 02/28/2015
  • Published: 03/10/2016
  • Est. Priority Date: 09/09/2014
  • Status: Abandoned Application
First Claim
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1. A financial card authorization system for a transaction, comprising:

  • a database containing encrypted account information for a financial card account holder encrypted with a selfie-cryptographic key, the selfie-cryptographic key being generated utilizing first data contained within a first single image, the first data including both facial recognition features of the financial card account holder and a visual card identifier on a financial card associated with the encrypted account information;

    a cryptographic key generator that generates a transaction-cryptographic key utilizing second data contained within a second single image, the second data including both the visual financial card identifier on the financial card and facial recognition features of a person in possession of the financial card; and

    a transaction system that applies the transaction-cryptographic key to the encrypted account information stored in the database, the transaction system transmits a transaction authorization code when the transaction-cryptographic key successfully decrypts the encrypted account information, the financial card authorization system does not permanently store the transaction-cryptographic key but retains it for a transitory period during an authorization of a financial card transaction.

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