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SYSTEMS AND METHODS FOR PROVIDING FRAUD INDICATOR DATA WITHIN AN AUTHENTICATION PROTOCOL

  • US 20160078444A1
  • Filed: 05/22/2015
  • Published: 03/17/2016
  • Est. Priority Date: 09/16/2014
  • Status: Abandoned Application
First Claim
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1. A computing device for providing fraud indicator data within an authentication system including an authentication protocol, said computing device comprising a processor communicatively coupled to a memory, said computing device programmed to:

  • identify fraud feature data associated with a payment card transaction, wherein the payment card transaction includes a suspect consumer presenting a payment card from a digital wallet of a privileged cardholder;

    compute a first risk score for the payment card transaction based at least in part on the fraud feature data;

    generate a message in the authentication protocol, the message including at least one extension field, wherein the first risk score is included within the at least one extension field; and

    transmit the message with the first risk score included within the at least one extension field to a party associated with the payment card transaction for use during authentication of the payment card transaction.

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