CUSTOMIZED VEHICLE MONITORING PRIVACY SYSTEM

• US 20160086393A1
• Filed: 12/03/2015
• Published: 03/24/2016
• Est. Priority Date: 05/17/2010
• Status: Abandoned Application

• Current Assignee: The Travelers Indemnity Company (The Travelers Cos., Inc.)
• Original Assignee: The Travelers Indemnity Company (The Travelers Cos., Inc.)
• Inventors: Collins, Dean M., Smith, Bryan
• Application Number:
  US14/957,701
• Publication Number:
  US 20160086393A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: A61B 5/024 Detecting, measuring or recording pulse rate or heart rate A61B5/0205, A61B5/021 take precedence
• CPC Class Codes: A61B 5/0816 Measuring devices for examining respiratory frequency measuring frequency of electric signals G01R23/00
• CPC Class Codes: A61B 5/11 Measuring movement of the entire body or parts thereof, e.g. head or hand tremor, mobility of a limb for measuring pulse A61B5/02 ;A61B5/1038 takes precedence; motion detection to correct for motion artifacts in physiological signals A61B5/721
• CPC Class Codes: G06Q 30/02 Marketing; Price estimation or determination; Fundraising
• CPC Class Codes: G06Q 40/08 Insurance
• CPC Class Codes: G07C 5/008 communicating information to a remotely located station transmission systems for measured values G08C
• CPC Class Codes: G07C 5/06 in graphical form
• CPC Class Codes: G07C 5/0808 Diagnosing performance data testing of vehicles G01M17/00; testing of electrical installation on vehicles G01R31/005

Abstract

Systems and methods for customizable vehicle parameter sensing, recording, and utilization.

Claims

1. A vehicle monitoring system for accepting as input via a Graphical User Interface (GUI), rules defined by user selections received via a plurality of selectable interface options, the rules governing how data is to be recorded by a telematics device removably coupled to a vehicle, the system comprising:

the telematics device, comprising an accelerometer and a wireless communication interface in communication, via a remote telecommunications device, with a communications device of a controller device, the telematics device being operatively coupled to the vehicle to measure a set of parameters and corresponding data descriptive of an operation of the vehicle, the set of parameters comprising at least two parameters from a plurality of types of parameters;

the controller device, comprising a plurality of microprocessors, and the communications device comprising a communications router in communication via the remote telecommunications device with the telematics device; and

a non-transitory computer readable memory in communication with the controller device, the non-transitory computer readable memory storing (i) telematics data monitoring program instructions and (ii) the rules defined by the user selections received via the plurality of selectable interface options, the instructions and rules, when executed by the plurality of microprocessors, resulting in;

generating the GUI, the GUI comprising the plurality of selectable interface options, each interface option being assigned to one of;

(i) a particular parameter from the set of parameters measurable by the telematics device; and

(ii) a particular rule for monitoring at least one parameter from the set of parameters measurable by the telematics device, the particular rule defining at least one of;

(1) a time window for monitoring;

(2) a frequency for monitoring; and

(3) a geographic-based monitoring rule;

transmitting, by the communications device and to a remote device associated with the user, instructions defining the generated GUI, the instructions being operable to cause the GUI to be output via a display device of the remote device associated with the user;

receiving, in response to the transmitting and by the communications device, an indication of a user selection of a subset of the selectable interface options, the indication of the user selection defining the rules governing how data is to be recorded by the telematics device;

transmitting, in response to the receiving of the indication of the user selection, by the controller device and to the telematics device, an instruction to record a subset of the data in accordance with the rules governing how data is to be recorded by the telematics device;

recording, by the telematics device, the subset of the data;

transmitting, by the wireless communication interface of the telematics device, via the remote telecommunications device, and to the communications device of the controller device, the recorded subset of the data;

receiving, by the communication device of the controller device, and from the telematics device, the subset of the data, the subset of the data complying with the rules governing how data is to be recorded by the telematics device;

determining, by the controller device, a base value indicator for a telematics data monitoring program;

determining, by the controller device and based on one or more of;

(i) the user selection defining the rules governing how data is to be recorded by the telematics device, and (ii) the subset of the data complying with the rules governing how data is to be recorded by the telematics device, a value modifier;

calculating, by the controller device and based on a combination of the base value indicator and the value modifier, an adjusted value indicator for the telematics data monitoring program; and

outputting, by the controller device, a graphical indication of the adjusted value indicator for the telematics data monitoring program.

2. The system of claim 1, wherein the plurality of types of parameters comprises:

at least one driver parameter type, comprising at least one of;

(i) a driver heart rate parameter, (ii) a driver respiration rate parameter, and (iii) a driver head position parameter;

at least one environmental parameter type, comprising at least one of;

(i) a temperature parameter;

(ii) a weather condition parameter (iii) a road condition parameter; and

(iv) a traffic condition parameter; and

at least one vehicle parameter type, comprising at least one of;

(i) a speed parameter;

(ii) an acceleration parameter;

(iii) a location parameter;

(iv) an orientation parameter;

(v) a weight parameter;

(vi) a fuel quantity parameter;

(vii) a tire pressure parameter; and

(viii) an engine or motor parameter.

3. The system of claim 1, wherein the indication of the user selection defining the rules governing how data is to be recorded by the telematics device comprises a definition of the time window for monitoring, and wherein the time window for monitoring comprises at least one of:

(i) one or more certain days of the week;

(ii) one or more certain times of the day; and

(iii) one or more certain seasons.

4. The system of claim 3, wherein the one or more certain days of the week comprise at least one of:

(i) defined workdays; and

(ii) defined weekend days.

5. The system of claim 3, wherein the one or more certain times of the day comprise at least one of:

(i) defined work hours;

(ii) defined commuting hours;

(iii) daylight hours; and

(iv) nighttime hours.

6. The system of claim 3, wherein the one or more certain seasons comprises a defined winter driving season.

7. The system of claim 1, wherein the indication of the user selection defining the rules governing how data is to be recorded by the telematics device comprises a definition of the frequency for monitoring.

8. The system of claim 1, wherein the indication of the user selection defining the rules governing how data is to be recorded by the telematics device comprises a definition of the geographic-based monitoring rule, and wherein the geographic-based monitoring rule comprises at least one of:

(i) a particular driver being located in a particular area, zone, road, or structure; and

(ii) a particular vehicle being located in the particular area, zone, road, or structure.

9. The system of claim 1, wherein the particular rule for monitoring at least one parameter from the set of parameters measurable by the telematics device defines an environmental condition for monitoring.

10. The system of claim 9, wherein the indication of the user selection defining the rules governing how data is to be recorded by the telematics device comprises a definition of the environmental condition for monitoring, and wherein the environmental condition for monitoring comprises at least one of:

(i) an occurrence of a particular road condition; and

(ii) an occurrence of a particular weather condition.

11. The system of claim 1, wherein the particular rule for monitoring at least one parameter from the set of parameters measurable by the telematics device defines legal or regulatory condition for monitoring.

12. The system of claim 11, wherein the indication of the user selection defining the rules governing how data is to be recorded by the telematics device comprises a definition of the legal or regulatory condition for monitoring, and wherein the legal or regulatory condition for monitoring comprises at least one of:

(i) a monitoring rule based on a teen driving law; and

(ii) a monitoring rule based on a roadway vehicle type restriction.

13. The system of claim 1, wherein the remote device associated with the user comprises the telematics device.