MODEL-BASED PREDICTION OF AN OPTIMAL CONVENIENCE METRIC FOR AUTHORIZING TRANSACTIONS
First Claim
1. A method of authorization, the method comprising:
- accessing, by an authorization engine for a transaction by a user, an activity pattern model of the user from a database, the activity pattern model of the user indicative of a geospatial behavior of the user over time;
determining, by the authorization engine, a set of sensors available for facilitating the transaction, each of the sensors assigned with a usability value prior to the transaction;
accessing, by the authorization engine, an activity pattern model of the sensors, the activity pattern model of the sensors indicative of geospatial characteristics of one or more of the sensors over time;
determining, by the authorization engine, a convenience metric for each of a plurality of subsets of the sensors, using the activity pattern model of the user, the activity pattern model of the sensors, and usability values of corresponding sensors, each of the plurality of subsets comprising corresponding sensors that can be used in combination to facilitate the transaction; and
selecting, by the authorization engine using the determined convenience metrics, a subset from the plurality of subsets to use for the transaction.
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Abstract
The present disclosure describes systems and methods for authorization. The method may include accessing, by an authorization engine for a transaction by a user, an activity pattern model of the user from a database. The activity pattern model of the user may be indicative of a geospatial behavior of the user over time. The authorization engine may determine a set of sensors available for facilitating the transaction, each of the sensors assigned with a usability value prior to the transaction. The authorization engine may access an activity pattern model of the sensors, the activity pattern model of the sensors indicative of geospatial characteristics of one or more of the sensors over time. The authorization engine may determine a convenience metric for each of a plurality of subsets of the sensors, using the activity pattern model of the user, the activity pattern model of the sensors, and usability values of corresponding sensors. Each of the plurality of subsets may include corresponding sensors that can be used in combination to facilitate the transaction. The authorization engine may select, using the determined convenience metrics, a subset from the plurality of subsets to use for the transaction.
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Citations
20 Claims
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1. A method of authorization, the method comprising:
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accessing, by an authorization engine for a transaction by a user, an activity pattern model of the user from a database, the activity pattern model of the user indicative of a geospatial behavior of the user over time; determining, by the authorization engine, a set of sensors available for facilitating the transaction, each of the sensors assigned with a usability value prior to the transaction; accessing, by the authorization engine, an activity pattern model of the sensors, the activity pattern model of the sensors indicative of geospatial characteristics of one or more of the sensors over time; determining, by the authorization engine, a convenience metric for each of a plurality of subsets of the sensors, using the activity pattern model of the user, the activity pattern model of the sensors, and usability values of corresponding sensors, each of the plurality of subsets comprising corresponding sensors that can be used in combination to facilitate the transaction; and selecting, by the authorization engine using the determined convenience metrics, a subset from the plurality of subsets to use for the transaction. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10)
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11. A system of authorization, the system comprising:
a set of sensors available for facilitating a transaction by a user; a database configured to store at least one of an activity pattern model of the user and an activity pattern model of the sensors; and an authorization engine configured to; access, for a transaction, the activity pattern model of the user from the database, the activity pattern model of the user indicative of a geospatial behavior of the user over time; determine the set of sensors available for facilitating the transaction, each of the sensors assigned with a usability value prior to the transaction; access the activity pattern model of the sensors, the activity pattern model of the sensors indicative of geospatial characteristics of one or more of the sensors over time; determine a convenience metric for each of a plurality of subsets of the sensors, using the activity pattern model of the user, the activity pattern model of the sensors, and usability values of corresponding sensors, each of the plurality of subsets comprising corresponding sensors that can be used in combination to facilitate the transaction; and select, using the determined convenience metrics, a subset from the plurality of subsets to use for the transaction. - View Dependent Claims (12, 13, 14, 15, 16, 17, 18, 19, 20)
Specification