SYSTEMS AND METHODS FOR LOCATION-BASED TRANSACTION INFORMATION CAPTURING

• US 20160189133A1
• Filed: 03/07/2016
• Published: 06/30/2016
• Est. Priority Date: 07/11/2013
• Status: Abandoned Application

• Current Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Original Assignee: PayPal, Inc. (PayPal Holdings, Inc.)
• Inventors: Vagiri, Anvesh Yah
• Application Number:
  US15/063,372
• Publication Number:
  US 20160189133A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/3221 Access to banking information through M-devices
• CPC Class Codes: G06Q 20/3224 Transactions dependent on location of M-devices
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules

Abstract

Systems and methods for capturing location-based transaction details are provided. The system includes a location component configured to determine a location of a user device. The system also includes one or more processors configured to determine if the determined location is a favorite location of a user of the user device or if the user has been in the location for a time period greater than a threshold time, prompt the user to enter transaction information, and receive entered transaction information. The system also includes a memory configured to store the received transaction information, and a network interface component configured to send the stored transaction information. The sent transaction information may be stored on a remote server and may be accessed by user so that a user may be capable of viewing their transaction and other account information over a network.

Claims

1. A system for capturing transaction details, comprising:

a non-transitory memory storing instructions; and

one or more hardware processors coupled to the non-transitory memory and configured to read the instructions to cause the system to perform operations comprising;

receiving location information from a location component configured to determine a location of the user device;

determining, based on the location information, whether the user device has been in the location for a time period greater than a threshold time;

determining, based on the location information, whether the user device is in a no-transaction location;

determining, based on the location information, merchant information associated with the location;

in response to determining that the user device has been in the location for a time period greater than the threshold time and that the user device is not in a no-transaction location, generating a push notification that activates a financial application at the user device to cause display of a prompt to enter details of a previously completed physical cash transaction on a user interface of the user device, wherein the prompt contains at least one data field that is automatically populated based on the determined merchant information.

2. The system of claim 1, wherein the location component is further configured to determine a global positioning system (GPS) location of the user device.

3. The system of claim 1, wherein the operations further comprise:

receiving a selection of an option to enter the details of the physical cash transaction at a later time; and

generating a second prompt to enter details of a physical cash transaction, wherein the prompt contains at least one data field that is automatically populated based on the merchant information; and

displaying the second prompt on the user device at the later time.

4. The system of claim 1, wherein the operations further comprise examining received messages and alerts for transaction information.

5. The system of claim 1, further comprising a display component, the display component configured to display an interface for entering the details of a physical cash transaction.

6. The system of claim 5, wherein:

the operations further comprise receiving a request for financial account information and account information display parameters and sending a request for the requested financial account information and receive the requested financial account information; and

the display component is configured to display the requested financial account information according to the display parameters.

7. The system of claim 6, wherein the requested financial account information comprises the sent details of the physical cash transaction.

8. The system of claim 6, wherein the display component is further configured to display the requested financial account information on a map showing locations of transactions and information associated with the transactions.

9. A method for monitoring cash transaction activity, comprising:

receiving, by a user device, location information from a location component configured to determine a location of the user device;

determining, by the user device and based on the location information, whether the user device has been in the location for a time period greater than a threshold time;

determining, by the user device and based on the location information, whether the user device is in a no-transaction location;

determining, by the user device and based on the location information, merchant information associated with the location;

generating, by the user device, a prompt to enter details of a physical cash transaction, wherein the prompt contains at least one data field that is automatically populated based on the merchant information; and

in response to determining that the user device has been in the location for a time period greater than the threshold time and that the user device is not in a no-transaction location, generating a push notification that activates a financial application at the user device to cause display of a prompt to enter details of a previously completed physical cash transaction on a user interface of the user device, wherein the prompt contains at least one data field that is automatically populated based on the determined merchant information.

10. The method of claim 9, wherein the location component is further configured to determine a global positioning system (GPS) location of the user device.

11. The method of claim 9, further comprising:

receiving a selection of an option to enter the details of the physical cash transaction at a later time; and

queuing a second prompt to enter the details of the physical cash transaction to be displayed at the later time.

12. The method of claim 9, further comprising examining, by the user device, received messages and alerts for transaction information.

13. The method of claim 9, wherein the prompt comprises an interface for entering the details of the physical cash transaction.

14. The method of claim 9, further comprising:

receiving, by the user device, a request for financial account information;

receiving, by the user device, account information display parameters;

sending, by the user device, a request for the requested financial account information;

receiving, by the user device, the requested financial account information; and

displaying, by the user device, the requested financial account information according to the display parameters.

15. The method of claim 14, wherein displaying the requested financial account information comprises displaying the sent details of the physical cash transaction.

16. The method of claim 14, wherein displaying the requested financial account information comprises displaying the requested financial account information on a map showing locations of transactions and information associated with the transactions.

17. A method for monitoring cash transaction activity, comprising:

receiving, by a server, details of a physical cash transaction from a user device, the details of the physical cash transaction having been entered by a user of the user device in response to a prompt displayed to the user when the user has been in a location for a time period greater than a threshold time and the location is not a designated no-transaction location, wherein the prompt is a push notification that activates a financial application to cause the prompt to display on the user device and to enable connection over a network to the server when the user device comes online;

parsing, by the server, the received details of the physical cash transaction for transaction information;

adding, by the server, the transaction information to account information associated with the user; and

sending, by the server, the account information associated with the user when the user requests the account information.

18. The method of claim 17, wherein the details of the physical cash transaction comprise at least one of an amount of the physical cash transaction, the merchant at which the physical cash transaction was performed, a location of the physical cash transaction, and a date of the physical cash transaction.

19. The method of claim 17, wherein sending account information comprises sending the added transaction information and other transaction information performed by the server.

20. The method of claim 17, wherein receiving details of the physical cash transaction from the user device and sending account information comprises:

receiving, by the server, a request by the user to authenticate the user with the server; and

granting, by the server, the request by the user to authenticate the user with the server.