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SYSTEMS AND METHODS FOR ONLINE ACTIVITY-BASED AUTHENTICATION

  • US 20160189153A1
  • Filed: 12/30/2014
  • Published: 06/30/2016
  • Est. Priority Date: 12/30/2014
  • Status: Active Application
First Claim
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1. A system comprising:

  • a storage module configured to store a user profile of a user, the user profile including online activity data;

    an authentication module configured to determine a purchase of an item by the user is consistent with the user profile in response to receiving a payment request for the purchase of the item using an account associated with the user, and authenticate the user based, at least in part, on the determination; and

    a payment processor module configured to process the payment request in response to authenticating the user.

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