INTEGRATED PAYMENT SYSTEM AND COLLECTION REPORTING METHOD

• US 20160217439A1
• Filed: 05/06/2015
• Published: 07/28/2016
• Est. Priority Date: 01/23/2015
• Status: Abandoned Application

• Current Assignee: Kelly G. Martin
• Original Assignee: Kelly G. Martin
• Inventors: Martin, Kelly G.
• Application Number:
  US14/705,070
• Publication Number:
  US 20160217439A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/227 characterised in that multiple accounts are available, e.g. to the payer

Abstract

An integrated system for electronic payment to one or more departments or agencies within a city, township, county, local or state government. The system has a plurality of separate agency or department databases and an icon or module menu of each department at a payment kiosk or payment computer connected to each database. Activating the icon or selecting the module directs a payor to the desired agency or department database. Inputting the payor information into the kiosk or payment computer retrieves an invoice or bill to be paid. An integrated system provides the payor requested invoice, bill, fee, tax or fine for that department or agency and simultaneously checks the payor information against each other database for any outstanding bills, fees, taxes or fines and generates a list of said outstanding bills, fees, taxes or fines, and upon payment automatically updates the databases to reflect the received payment.

Claims

1. A method of using a payment compass has the following steps:

the user initiates a payment application using a payment kiosk or computer connected to an integrated system, wherein the payment application draws the data from an agency or department database showing the user his balances and requesting if he wants to pay them, and the system searches other agencies or departments and finding other agencies departments with outstanding balances for this user;

showing any other outstanding balances for each other agency or department and prompting by asking the user if he wants to pay one or more of these balances as now; and

wherein all the selected payments the user chooses to pay are added to a payment basket within the payment compass and the user is asked to input a payment method, whatever he chooses, the payment compass itemizes the bill for the user but deducts only one payment for all outstanding items with this city or county, deducts another payment for the processing fee and the proceeds to deposit the respective balances into the accounts of each of the agencies the user chose to pay, while at the same time updating the payment records for each agency paid.