AUTOMATED PAYMENT COLLECTION SYSTEM AND METHOD

• US 20160217444A1
• Filed: 01/23/2015
• Published: 07/28/2016
• Est. Priority Date: 01/23/2015
• Status: Abandoned Application

• Current Assignee: Kelly G. Martin
• Original Assignee: Kelly G. Martin
• Inventors: Martin, Kelly G.
• Application Number:
  US14/604,300
• Publication Number:
  US 20160217444A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 20/102 Bill distribution or payments
• CPC Class Codes: G06Q 20/14 specially adapted for billing systems
• CPC Class Codes: G06Q 20/18 involving self-service terminals [SST], vending machines, kiosks or multimedia terminals
• CPC Class Codes: G06Q 20/389 Keeping log of transactions for guaranteeing non-repudiation of a transaction
• CPC Class Codes: G06Q 20/4016 involving fraud or risk level assessment in transaction processing
• CPC Class Codes: G06Q 20/4037 Remote solvency checks
• CPC Class Codes: G06Q 20/405 Establishing or using transaction specific rules
• CPC Class Codes: G06Q 40/10 Tax strategies

Abstract

An automated system for electronic payment to one or more departments or agencies within a city, township, county, local or state government. The system has a plurality of separate agency or department databases and an icon or module menu of each department at a payment kiosk or payment computer connected to each database. Activating the icon or selecting the module directs a payor to the desired agency or department database. Inputting the payor information into the kiosk or payment computer generates an invoice to be paid. An integrated system provides the payor requested invoice of a bill, fee, tax or fine for that department or agency and simultaneously checks the payor information against each other database for any outstanding bills, fees, taxes or fines and generates a list of said outstanding bills, fees, taxes or fines.

Claims

1. An automated system for electronic payment to one or more departments or agencies within a city, township, county, local or state government comprises:

a plurality of separate agency or department databases;

an icon or module menu of each department at a payment kiosk or payment computer connected to each database, wherein activating the icon or selecting the module directs a payor to the desired agency or department database, and inputting the payor information into the kiosk or payment computer generates an invoice to be paid;

an integrated system provides the payor requested invoice by a bill, fee, tax or fine for that department or agency and simultaneously checks the payor information against each other database for any outstanding bills, fees, taxes or fines; and

generating a list of said outstanding bills, fees, taxes or fines.

2. The automated system of claim 1 wherein the payor can select to pay one or more of the outstanding bills.

3. The automated system of claim 1 wherein the payor can pay all the outstanding bills.

4. The automated system of claim 1 wherein the agency can collect only the invoice generated.

5. The automated system of claim 1 wherein the agency can collect one or more of said outstanding bills.

6. The automated system of claim 1 wherein the outstanding bills are sent as liens against income tax refunds per House Bill 1000 for immediate collection.

7. A method for a payor to make an electronic payment to one or more departments or agencies within a city, township, county or local or state government comprises the steps of:

coming to a local government agency or department payment site, computer or kiosk;

selecting the department or agency where the transaction is to be made;

entering the information needed to perform the transaction including payor information identifying the payor;

providing an integrated system connected to other department or agency databases within said local government and cross checking each connected database for outstanding invoices, bills, fines, fees payments or taxes;

generating an invoice or list of payor debts owed; and

paying said debts.

8. The method of claim 7 wherein the method of payment further comprises the step of:

placing a lien on withheld income taxes as a source of invoice payment.