PARKING FACILITY SECURE PAYMENT SYSTEM

• US 20160217457A1
• Filed: 04/14/2016
• Published: 07/28/2016
• Est. Priority Date: 05/13/2014
• Status: Abandoned Application

• Current Assignee: Clear token inc.
• Original Assignee: Clear token inc.
• Inventors: Berman, Lawrence, Wolfson, Stanley J.
• Application Number:
  US15/099,465
• Publication Number:
  US 20160217457A1
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06Q 10/02 Reservations, e.g. for tickets, services or events
• CPC Class Codes: G06Q 20/127 Shopping or accessing services according to a time-limitation
• CPC Class Codes: G06Q 20/308 using the Internet of Things
• CPC Class Codes: G06Q 20/326 Payment applications installed on the mobile devices
• CPC Class Codes: G06Q 20/36 using electronic wallets or electronic money safes
• CPC Class Codes: G06Q 20/367 involving electronic purses or money safes
• CPC Class Codes: G07F 17/242 provided with token dispensing devices

Abstract

A secure payment system and method at a parking facility are disclosed. In an example, the secure payment system includes a remote payment processor to confirm payment by a customer for a transaction for a parking facility, and to issue a token to the customer for the transaction. The token has a transaction index and a transaction code for the parking facility. The system also includes an interface module for the parking facility configured to receive the token from the customer for the transaction. The system also includes an electronic token handler device having a token processing module to confirm validity of the token based on the transaction index and the transaction code of the token. The electronic token handler device issues a signal to actuate control electronics of the parking facility in response to a valid token.

Claims

1. A digital payment method for a parking facility, the method comprising:

receiving a request from a customer for a transaction for the parking facility;

confirming payment by the customer for the transaction for the parking facility;

issuing a token to the customer for the transaction for the parking facility, the token having a transaction index and a transaction code for the parking facility;

receiving the token from the customer at an electronic token handler device for the parking facility;

confirming validity of the token at the electronic token handler device for the parking facility based on the transaction index and the transaction code for the parking facility; and

negotiating the transaction for the customer by the electronic token handler device for the parking facility.

2. The method of claim 1, further comprising retrieving identifying information for the parking facility based on the request from the customer.

3. The method of claim 1, wherein confirming payment by the customer for the transaction for the parking facility comprises:

issuing a payment authorization to a third-party payment processor; and

receiving payment approval from the third-party payment processor.

4. The method of claim 1, wherein confirming validity of the token at the electronic token handler device for the parking facility comprises comparing the transaction index and the transaction code of the token to a device code stored at an index location associated with the parking facility.

5. The method of claim 4, further comprising clearing the device code at the index location associated with the parking facility so that the token cannot be reused.

6. The method of claim 1, further comprising executing a device command at the electronic token handler device for the parking facility if the token is valid.

7. The method of claim 1, wherein the token includes a hex value representing the transaction code and the transaction index for the parking facility.

8. A secure payment system for a parking facility, the system comprising:

an electronic token handler device for the parking facility, the electronic token handler device configured to receive a token from the customer for a transaction for the parking facility, the electronic token handler device further configured to confirm validity of the token based on a transaction index and a transaction code of the token for the parking facility;

wherein the electronic token handler device is electronically connected to control electronics to operate a motor, display, or other electronic device of the parking facility in response to a signal received from the electronic token handler device after confirming receipt of a valid token.

9. The system of claim 8 further comprising a remote payment module to confirm payment by the customer for the parking facility, and to issue the token to the customer, the token having the transaction index and the transaction code to actuate the motor of the parking facility.

10. The system of claim 9, wherein the remote payment module receives identifying information of the parking facility from the request by the customer.

11. The system of claim 9, wherein the remote payment module confirms payment for use of the parking facility by:

issuing a payment authorization to a third-party payment processor; and

receiving payment approval from the third-party payment processor.

12. The system of claim 11, wherein the remote payment module confirms payment without receiving confidential payment information from the customer.

13. The system of claim 8, wherein the electronic token handler device confirms validity of the token by comparing the transaction index and the transaction code of the token to a device code corresponding to an index location associated with the parking facility.

14. The system of claim 13, wherein the electronic token handler device dears the device code at the index location associated with the parking facility so that the token cannot be reused.

15. The system of claim 14, wherein the device code associated with the parking facility is refreshed via a secure field procedure.

16. The system of claim 8, wherein the token includes a hex value representing the transaction code and the transaction index for operating the parking facility.

17. A secure payment system for a parking facility, the system comprising:

a remote payment processor to confirm payment by a customer for a transaction for the parking facility, and to issue a token to the customer for the transaction, the token having a transaction index and a transaction code for the parking facility;

an electronic interface module at the parking facility configured to receive the token from the customer for the transaction;

a token handler device having a token processing module to confirm validity of the token based on the transaction index and the transaction code of the token, the token handler issuing a signal to actuate control electronics at the parking facility in response to a valid token.

18. The system of claim 17, wherein the remote payment processor is configured to issue a payment request to a third-party payment processor, and receive payment approval from the third-party payment processor.

19. The system of claim 17, wherein the payment module confirms validity of the token by comparing the transaction index and the transaction code of the token to a device code stored at an index location associated with the parking facility.

20. The system of claim 17, wherein the payment module dears the device code stored at the index location associated with the parking facility after negotiating the transaction so that the token cannot be reused.