SECURITY CARD HAVING FINGERPRINT AUTHENTICATION, PROCESSING SYSTEM AND PROCESSING METHOD THEREFOR

• US 20160246954A1
• Filed: 10/15/2014
• Published: 08/25/2016
• Est. Priority Date: 10/15/2013
• Status: Active Grant

• Current Assignee: Hyun Kil Choi, Jung Taek Kim, Young Dai Gwun
• Original Assignee: Hyun Kil Choi, Jung Taek Kim, Young Dai Gwun
• Inventors: GWUN, Young Dai, KIM, Jung Taek
• Granted Patent: US 10,140,439 B2
• Time in Patent Office: Days
• US Class Current: 1/1
• CPC Class Codes: G06F 21/32 using biometric data, e.g. fingerprints, iris scans or voiceprints
• CPC Class Codes: G06F 21/34 involving the use of external additional devices, e.g. dongles or smart cards
• CPC Class Codes: G06F 21/6245 Protecting personal data, e.g. for financial or medical purposes
• CPC Class Codes: G06V 40/12 Fingerprints or palmprints
• CPC Class Codes: G06V 40/55 Performing matching on a personal external card, e.g. to avoid submitting reference information

Abstract

The present invention relates to a security card processing system and method, and more particularly, to a security card system and method wherein a security card is activated and security information stored in the security card is externally transmitted only when the card owner'"'"'s fingerprint is authenticated using a fingerprint sensor built into the security card, thereby protecting against unauthorized use by other people. According to the present invention, unauthorized use of the security card by other people can be prevented and also security information of the owner of the security card can be protected from leaking since the security card is activated and the security information stored in the security card is externally transmitted only when the card owner'"'"'s fingerprint is authenticated using a fingerprint sensor built into the security card.

Claims

1. A security card that performs fingerprint authentication, the security card comprising:

a fingerprint sensor configured to sense a fingerprint and generate fingerprint information;

a memory configured to store reference fingerprint information in a security region and further store at least one of financial information for financial works, personal information, a personal identification number (PIN), and authority information in the security region; and

a controller configured to provide information stored in the security region to the outside via an input/output interface or a radio frequency (RF) module only when the sensed fingerprint information is identical to the reference fingerprint information.

2. The security card of claim 1, wherein

the controller comprises a one time password (OTP) generator configured to generate an OTP number for a financial work, and

the OTP number is generated only when the sensed fingerprint information is identical to the reference fingerprint information.

3. The security card of claim 1, wherein the controller further comprises:

a monitoring unit configured to sense a change in the information stored in the security region; and

a discard unit configured to discard the information stored in the security region, when a change in the information stored in the security region is sensed.

4. A security card processing system comprising the security card of claim 1, a new issuing machine, and a management server,

wherein

the new issuing machine receives new issuance information including personal information of a card-issued person and transmits the received new issuance information to the management server, receives issuance security information including first information corresponding to a first key value and second information corresponding to a second key value and transmits the issuance security information to the management server, and transmits an issuance permission signal and an issuance completion signal to the security card when receiving the issuance permission signal and the issuance completion signal from the management server,

in response to the issuance permission signal, the security card stores a fingerprint sensed via the fingerprint sensor as reference fingerprint information in the security region, and transmits the reference fingerprint information to the management server via the new issuing machine, and in response to the issuance completion signal, the security card starts monitoring the security region, and discards the reference fingerprint information stored in the security region when a change in the security region is sensed, and

in response to the new issuance information, the management server generates and transmits the first key value to the new issuing machine, and generates and transmits the second key value to a card-issued person of the security card in an e-mail or text message format, and, when the first information and the second information included in the issuance security information are identical to the first key value and the second key value, the management server transmits the issuance permission signal, generates an issuance completion signal when receiving the reference fingerprint information, and transmits the issuance completion signal to the new issuing machine.

5. The security card processing system of claim 4, further comprising a card checking machine configured to read information stored in the security region, transmit the read information to the management server, and perform an operation according to an access permission signal about access permission or access non-permission when the access permission signal is received from the management server.