PAYMENT PROCESSING BASED ON VEHICLE REMOTE IDENTIFICATION
First Claim
1. A method for processing payments based on remote vehicle identification, the method comprising:
- acquiring, by a first electronic device, a vehicle identification signal emitted by a vehicle identification tag secured to a vehicle, wherein the vehicle identification signal conveys a vehicle identifier associated with the vehicle;
sending a first inquiry, by the first electronic device, to a server maintaining a database of registered vehicles, wherein the first inquiry comprises the vehicle identifier and credentials of a user of the first electronic device;
receiving, by the first electronic device, a first response from the server, the first response comprising vehicle information, wherein the vehicle information is generated based on a clearance level of the user;
displaying, by the first electronic device, the vehicle information;
obtaining, by the first electronic device, billing information;
sending a billing inquiry, by the first electronic device, to a payment processing service, wherein the billing inquiry comprises the vehicle identifier and the billing information, the billing inquiry causing the payment processing service to perform a monetary transaction based on the billing information and in accordance with one or more predetermined rules and against an account associated with an owner or a driver of the vehicle; and
obtaining, by the first electronic device, a payment confirmation message from the payment processing service.
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Accused Products
Abstract
Methods and systems for processing payments based on remote vehicle identification are provided. This technology requires installation of identification tags, such as RFID tags, on vehicles, which actively or passively emit identification signals conveying vehicle identifiers. When a vehicle arrives on premises of a merchant, a vehicle identifier can be acquired by an electronic device from the vehicle. This allows for verifying the vehicle and obtaining relevant vehicle information. Once the vehicle is identified, the electronic device can cause performing a monetary or non-monetary transaction for goods or services provided by the merchant to the driver or owner of the vehicle. The transaction is performed by a payment processing service deployed on a server in accordance with one or more predetermined rules and against a vehicle owner'"'"'s account maintained by a database of registered vehicles.
21 Citations
20 Claims
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1. A method for processing payments based on remote vehicle identification, the method comprising:
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acquiring, by a first electronic device, a vehicle identification signal emitted by a vehicle identification tag secured to a vehicle, wherein the vehicle identification signal conveys a vehicle identifier associated with the vehicle; sending a first inquiry, by the first electronic device, to a server maintaining a database of registered vehicles, wherein the first inquiry comprises the vehicle identifier and credentials of a user of the first electronic device; receiving, by the first electronic device, a first response from the server, the first response comprising vehicle information, wherein the vehicle information is generated based on a clearance level of the user; displaying, by the first electronic device, the vehicle information; obtaining, by the first electronic device, billing information; sending a billing inquiry, by the first electronic device, to a payment processing service, wherein the billing inquiry comprises the vehicle identifier and the billing information, the billing inquiry causing the payment processing service to perform a monetary transaction based on the billing information and in accordance with one or more predetermined rules and against an account associated with an owner or a driver of the vehicle; and obtaining, by the first electronic device, a payment confirmation message from the payment processing service. - View Dependent Claims (2, 3, 4, 5, 6, 7, 8, 9, 10, 11)
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12. A system for processing payments based on remote vehicle identification, the system comprising:
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a first server maintaining a database of registered vehicles; a payment processing service maintained by the first server or a second server; a first electronic device comprising at least one processor and a memory storing processor-executable codes, wherein the at least one processor is configured to implement the following operations upon executing the processor-executable codes; acquiring a vehicle identification signal emitted by a vehicle identification tag secured to a vehicle, wherein the vehicle identification signal conveys a vehicle identifier associated with the vehicle; sending a first inquiry to the server maintaining a database of registered vehicles, wherein the first inquiry comprises the vehicle identifier and credentials of a user of the first electronic device; receiving a first response from the server, the first response comprising vehicle information, wherein the vehicle information is generated based on a clearance level of the user; displaying the vehicle information; obtaining billing information; sending a billing inquiry to the payment processing service, wherein the billing inquiry comprises the vehicle identifier and the billing information, the billing inquiry causing the payment processing service to perform a monetary transaction based on the billing information and in accordance with one or more predetermined rules and against an account associated with an owner or a driver of the vehicle; and obtaining a payment confirmation message from the payment processing service. - View Dependent Claims (13, 14, 15, 16, 17, 18, 19)
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20. A non-transitory processor-readable medium having instructions stored thereon, which when executed by one or more processors, cause the one or more processors to implement a method for processing payments based on remote vehicle identification, the method comprising:
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acquiring a vehicle identification signal emitted by a vehicle identification tag secured to a vehicle, wherein the vehicle identification signal conveys a vehicle identifier associated with the vehicle; sending a first inquiry to a server maintaining a database of registered vehicles, wherein the first inquiry comprises the vehicle identifier and credentials of a user of the first electronic device; receiving a first response from the server, the first response comprising vehicle information, wherein the vehicle information is generated based on a clearance level of the user; displaying the vehicle information; obtaining billing information; sending a billing inquiry to a payment processing service, wherein the billing inquiry comprises the vehicle identifier and the billing information, the billing inquiry causing the payment processing service to perform a monetary transaction based on the billing information and in accordance with one or more predetermined rules and against an account associated with an owner or a driver of the vehicle; and obtaining a payment confirmation message from the payment processing service.
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Specification